What’s Financial Violence Towards Ladies and Why Does it Matter?

By Tayler Nelson (Graduate Analysis Intern, Doctoral Candidate in Sociology on the College of Minnesota), Megan Dwyer Baumann (Regional Analysis Lead, Latin America, Ladies’s World Banking), Soraya Husain-Talero (Analysis Director, Fundación WWB Colombia)

Regardless of features in girls’s rights and company all through the previous century, violence towards girls stays a prevalent and chronic difficulty globally. United Nations Ladies (2023) estimates that 736 million girls (practically one in each three girls above the age of 15) have been “subjected to bodily and/or sexual intimate companion violence, non-partner sexual violence, or each at the least as soon as of their life.” The estimate excludes experiences of sexual harassment. Violence towards girls, together with intimate companion violence, takes many types.

In our collective discussions of violence towards girls, we regularly neglect concerning the financial violence girls expertise—and the connection between financial and different types of gender-based violence (GBV).1 Ladies’s World Banking works to make sure the financial safety and prosperity of girls and their households, working towards GBV in any type.

Ladies’s World Banking community member Fundación WWB Colombia2 and their companions OEM3 and Cali Cómo Vamos primarily based in Cali, Colombia, assessed violence towards girls in Cali in a not too long ago co-published analysis report entitled Panorama de las Violencias Contra las Mujeres en Cali (Panorama of Violence Towards Ladies in Cali). Fundación WWB’s and OEM complete conception of gender-based violence (GBV) contains analyses of financial violence. On this publish, we spotlight the analysis framework used to evaluate financial violence as one instance of how different analysis and coverage advocacy organizations may tackle financial abuse of their work towards Gender Based mostly Violence.

The report defines financial violence as “any motion or omission geared toward financial abuse or abusive management of funds, financial rewards, or punishments of girls attributable to their social, financial, or political situation.” Financial violence can happen in companion, household, work, or financial relationships. Whereas gender-based violence is usually related to bodily or sexual acts, financial violence is a critically necessary a part of the image.

Analysis into abuse typically confronts challenges associated to inaccurate knowledge. Knowledge on abuse is tough to gather. First, not all instances are reported by those who expertise abuse. Second, official complaints to police or different mandated reporters continuously focus solely on bodily violence and could also be inexact. Additional, financial violence is basically misinterpreted and underreported.

In an effort to beat such knowledge challenges, the report analyzed the information from two surveys from the Observatory for Ladies’s Fairness (OEM) collected from 890 girls in Cali in 2020 and 2022 (knowledge right here). One of many surveys assessed financial violence by asking girls if that they had skilled any of the next: (1) entry to cash or meals restricted, (2) cash or property taken or withheld, (3) examine or work banned, (4) subsidies taken or withheld, (5) private paperwork hidden, (6) threats of being kicked out of the home obtained, or (7) earned cash taken by drive. Along with survey knowledge, researchers analyzed police knowledge from the 22 comunas (metropolis areas) within the division of Valle de Cauca (knowledge right here).4  The outcomes and syntheses of the datasets illustrate how experiences of financial violence intersect with problems with race, class, useful resource entry, and occupation.

The evaluation presents 4 essential insights for understanding financial violence throughout the context of GBV:

  • Financial violence is usually tied to girls’s care duties or labors associated to youngsters or older adults. Probably the most generally reported expertise of financial violence concerned the girl’s male companion refusing to satisfy youngsters’s faculty or meals bills (OEM).5 The analysis demonstrates how financial violence immediately harms each girls and people they look after. Moreover, knowledge signifies that 23% of girls in Cali, or virtually one in 4 girls, have been bodily hit or kicked. Of these, 44% primarily carry out unpaid care work. Importantly, these outcomes mirror the connection between girls‘s unpaid care duties, financial asymmetry, and abuse.
  • Financial violence is little understood or acknowledged as a type of violence, but it’s typically one of many extra persistent types of gender-based abuse. Though girls reported experiencing financial violence much less continuously than bodily, sexual, and psychological violence, financial violence had the very best charge of recurrence. Nearly all of girls who reported experiencing one incidence reported having skilled it a number of occasions (OEM). Extra proof is required to higher perceive and tackle learn how to finest assist girls experiencing persistent financial violence.
  • Violence disproportionately impacts girls who’re already marginalized by class, race, and site. Of financial violence victims, 67% reside in areas marked as Strata 1-3, thought-about the bottom socioeconomic strata on a scale of 1-6 (OEM surveys). As well as, 35% reported their occupation as unpaid home work inside their very own properties (OEM). Police knowledge indicated that reviews of home violence, intrafamily violence sometimes inflicted by males, have been highest in neighborhoods of low socioeconomic standing positioned on the periphery of town, in areas of historic disinvestment.

    In Colombia, being Afro-Colombian is expounded to elevated dangers of experiencing bodily violence (Dulcey 2005). In gentle of that analysis, Fundación WWB and OEM emphasize that gender-based violence has been formed by historic processes of systemic discrimination and social exclusion of girls, together with by race and sophistication. Their evaluation highlights the significance of taking an intersectional strategy to analysis and coverage advocacy round gender-based violence.

  • Pervasive gender norms held by each women and men are drivers of gender-based violence. The 2023 Gender Social Norms Index discovered that 82.11% of girls and 81.05% of males held a gender bias towards bodily integrity, a proxy measure for intimate companion violence and reproductive rights.6 Stereotypes typically reinforcing dangerous biases have been evidenced by the OEM survey as nicely. In Cali, 21% believed that it’s tougher for males to regulate anger than for girls and 25% believed that girls who stick with their companion after experiences of gender-based violence achieve this as a result of they prefer it. These outcomes converse to the necessity for elevated instructional campaigns to boost consciousness of dangerous gender stereotypes throughout all gender identities.

Turning proof into motion:

Fundación WWB focuses on prevention by way of addressing dangerous social norms that drive GBV. In a single instance, the group produced Ofelia No Está Sola (Ofelia isn’t alone), a text-based useful resource that narrates the fictive account of a girl experiencing varied types of abuse. Most significantly, the narrative illustrates pathways for in search of assist. Fundación WWB has shared the useful resource with most of Colombia’s areas, and 5 different nations in Latin América.

Ofelia is not Alone is a manual that provides recourses and support for women experiencing economic violence
“Ofelia isn’t Alone”

In additional native efforts, Fundación WWB companions with organizations to display screen the Ofelia No Está Sola movie and host workshops pertaining to social norms and stereotypes that perpetuate gender-based discrimination and violence.  Cognizant of caring for readers and treating analysis contributors with the very best stage of ethics, the report hyperlinks readers to partnering organizations and hotline telephone numbers specializing in trauma response and supporting girls in leaving abusive relationships or conditions. Ladies’s World Banking is wanting ahead to persevering with to look at these analysis insights be translated into significant change for girls susceptible to or experiencing financial violence.

Congratulations, Fundación WWB and staff, and thanks for the thought-provoking and necessary work you’re doing on this area.


Bowstead, J. C. (2019). Ladies on the transfer: administrative knowledge as a protected solution to analysis hidden home violence journeys. Journal of Gender-Based mostly Violence, 3(2), 233-248.

Kishor, S., & Johnson, Ok. (2005). Profiling home violence: a multi-country examine. Research in Household Planning, 36(3), 259-261.

Stylianou, A. M. (2018). Financial abuse inside intimate companion violence: A evaluate of the literature. Violence and victims, 33(1), 3-22.

UNDP (United Nations Growth Programme). 2023. 2023 Gender Social Norms Index (GSNI): Breaking down gender biases: Shifting social norms in the direction of gender equality. New York.

UN Ladies. (2023 Sept. 21) Details and figures: Ending violence towards girls. Out there: https://www.unwomen.org/en/what-we-do/ending-violence-against-women/facts-and-figures

World Well being Group. (2018). Violence towards girls prevalence estimates, 2018: World, regional and nationwide prevalence estimates for intimate companion violence towards girls and world and regional prevalence estimates for non-partner sexual violence towards girls. Government abstract. World Well being Group.


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