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By 2050, local weather change results are anticipated to trigger the inner displacement of 216 million individuals (IOM, 2023); sea degree rise of a number of ft and related flooding in New York Metropolis and different world coastal cities (Oppenheimer et al., 2019; NY DEC, n.d.); and water stress for greater than 70% of the world’s inhabitants (FAO, 2021), amongst different social, financial and environmental impacts. In different phrases, local weather change results will financially influence almost everybody within the coming many years.
Monetary providers suppliers (FSPs), policymakers, the donor group and assume tanks are more and more all in favour of how ladies’s monetary inclusion can improve particular person or household-level resilience to the impacts of local weather change. Whereas the scientific group has developed a robust physique of proof quantifying the impacts of local weather change on the surroundings, and the disproportionate results on traditionally marginalized teams, together with ladies, there may be nonetheless a big hole within the proof base on how local weather change will influence individual-level funds and monetary well being amongst low-income ladies, households and small companies (Miller, Krishnan & Ruiz, 2023; Notta & Zetterli, 2023; UNSGSA, 2023).
As a corporation particularly targeted on pursuing ladies’s financial safety and prosperity, Girls’s World Banking is keen to assist shut this hole and determine proof of local weather realities particular to low-income ladies. Our intention is to, assist ladies as they adapt their monetary lives within the face of those of those climate-related impacts and advocate for a gender lens in monetary providers design and supply—in addition to in conversations, investments, grants and policy-related to local weather change and its financial impacts.
This analysis agenda articulates 4 alternatives to shut the proof hole on the impacts of local weather change to ladies’s monetary inclusion, and highlights key actors, matters and monetary merchandise and channels that may allow larger monetary resilience amidst local weather impacts on ladies.