Avios Credit Card South Africa Turn Every R10 into Flight Rewards Plus Double Points at BP and Pick ‘n Pay
Make your rand work harder, every R10 earns Avios with double points at BP and Pick ‘n Pay to fast-track flights and upgrades in South Africa
Why choose the Avios Credit Card in South Africa
The Avios Credit Card South Africa is built for people who travel and shop locally. You earn 1 Avios point for every R10 you spend, and those points stack faster with double points at BP and Pick ‘n Pay. For folks who fly regularly or want cheaper flights and upgrades, Avios points turn everyday rand spend into real travel value.
Avios points remain valid as long as you earn or redeem at least one point every three years, so your balance won’t expire if you use the card sensibly. The Avios Credit Card also ties into airline partners and travel perks, giving South African cardholders more ways to convert routine purchases into flights, seat upgrades and airport lounge access.
Key features and benefits
The Avios Credit Card South Africa doubles as a practical everyday card and a travel rewards account. Benefits include basic travel insurance when booking international flights, Mastercard purchase protection, personalized card designs, SMS transaction alerts and the convenience of using the card at tills with no transaction fees. Platinum Mastercard Moments add exclusive deals for frequent flyers.
Beyond traditional perks, the card allows ATM withdrawals globally, electronic billing and a Card Life Plan that can cover outstanding balances in the event of certain life events. Earning Avios points on groceries, fuel and regular expenses makes it easy to accelerate rewards without changing how you spend in South Africa.
Costs, fees and how to avoid them
Understanding fees is key to getting the most from the Avios Credit Card. There is an initiation fee (around R166.45) and an interest rate of 20.75% for both Budget and Straight facilities. Monthly facility and account fees apply, and cash withdrawals carry higher charges – lower at Absa ATMs but still something to watch. International transactions incur a 2.75% currency conversion fee.
To keep costs down, make till purchases rather than cash withdrawals, clear balances within the interest-free window (up to 55 days on selected purchases) and avoid carrying high revolving balances. Use the card where it pays off most – double points at BP and Pick ‘n Pay – and monitor promotions to boost Avios points without additional expense.
How to apply and maximise Avios points
Applying for the Avios Credit Card South Africa is straightforward: be 18 or older, hold a valid South African ID, earn at least R8,000 a month and supply a proof of residence. Applications are handled online via the Avios portal or by contacting enquiries@avioscard.co.za or 0861 4 AVIOS (28467). Approval is credit-based, so ensure your documents and income details are in order.
To maximise Avios points, focus spend where you get double points, keep an eye on partner promotions, and redeem for flights during offer windows to extract the most value. Combine cash and Avios when appropriate, maintain activity every three years to preserve your balance, and treat the Avios Credit Card as a strategic travel tool rather than a licence to overspend. Apply, earn and fly smarter with Avios.