American Express Platinum with Nedbank in South Africa unlocks exclusive rewards, Bidvest lounge access and R4m travel cover

Why Nedbank American Express Platinum stands out

Nedbank American Express Platinum brings premium perks to travellers and frequent shoppers across South Africa. The Platinum Credit Card pairs American Express benefits with Nedbank’s local support, giving cardholders rewarding everyday value and elite services.

Cardholders earn solid rewards on purchases, benefit from curated partner offers and enjoy the prestige associated with the American Express Platinum name. For South Africans who want both convenience and status, this card is positioned to deliver real lifestyle upgrades.

Travel perks that matter on local and international trips

One of the headline features is Bidvest Premier Lounge access — up to eight complimentary visits a year at participating terminals — making airport time more comfortable. The card also includes automatic Hertz #1 Club Gold membership, which can translate into lower rates and possible car upgrades.

Travel insurance is generous, with up to R4 million cover for qualifying journeys booked on the card. That level of travel cover is a standout for South African travellers who fly regionally or internationally and want peace of mind against unexpected medical or trip disruptions.

Rewards, balance transfers and ongoing value

The American Express Platinum rewards programme pays points for everyday spend — typically one point per R5 — and points remain active while the account is in good standing. Points can be redeemed for flights, hotels or gift options, helping stretch rand further on meaningful rewards.

For those managing existing debt, the Platinum Credit Card offers a competitive balance transfer rate, often 9.90% for the introductory six months, helping reduce interest costs compared with high-rate store cards. Combining rewards earning with smart balance transfers can improve cash flow and save interest.

Fees, eligibility and how to apply with Nedbank

There are fees to consider: an initiation fee and modest monthly maintenance and service fees apply, plus standard interest rates thereafter. Minimum income requirements apply, typically around R200,000 per year, and applicants must supply ID, three months of payslips or statements, or accountant confirmation if self-employed.

Applying is straightforward: visit any Nedbank branch, apply online via the Nedbank application page or call Nedbank customer service on 0860 555 111. Review the terms and estimate annual costs so you balance the annual fees against the value of Bidvest lounge access, R4 million travel cover and rewards.

For South African consumers who travel regularly and want premium perks, the Nedbank American Express Platinum Credit Card can be a solid choice. Evaluate your monthly spend, travel frequency and whether the rewards and insurance outweigh the fees, then apply confidently through Nedbank to start unlocking Platinum benefits.