Stanbic IBTC Visa Platinum Card Nigeria 55 Days Interest-Free, Priority Pass and Local Rewards
Stanbic IBTC Visa Platinum delivers premium travel perks and everyday Naira rewards for Nigerians, with up to 55 days interest-free, Priority Pass lounge access and exclusive local offers
Why Nigerians choose Stanbic IBTC Visa Platinum
The Stanbic IBTC Visa Platinum is a top pick for Lagos professionals, frequent flyers from Abuja and entrepreneurs across Nigeria who want premium travel perks and practical Naira rewards. With up to 55 days interest-free on purchases, this Visa Platinum card gives breathing room to manage cashflow without immediate interest piling up.
Beyond the interest-free window, the card pairs everyday utility with lifestyle upgrades: local merchant offers, extended warranty protection and secure chip-and-PIN transactions that fit the way Nigerians shop and travel today. It’s built for customers who want both convenience and a little status in their wallet.
Travel perks, airport lounges and local rewards
Priority Pass lounge access makes the Stanbic IBTC Visa Platinum stand out for travellers leaving Murtala Muhammed or Nnamdi Azikiwe airports, offering calm before a flight and access to partner lounges worldwide. Complementary travel insurance and fast-track services add real value, especially for business trips and family holidays.
Locally, the card delivers Naira rewards and merchant discounts across hospitality, dining and retail in major cities. Earn points or cashback on daily spends—groceries, fuel and utility payments—so your ordinary purchases start returning value back into your pocket.
Costs, limits and security you should know
Know the fees up front: a new card fee around N1,075 and a management fee typically 1% of the credit limit on issuance or renewal. The monthly interest rate sits near 2.5% if balances carry beyond the interest-free grace period, so plan repayments to keep costs low.
Transaction limits reflect local realities: daily ATM withdrawals, POS and online caps suit regular use while protecting you from fraud. Security is robust with Verified by Visa, chip-and-PIN and real-time fraud monitoring—standard protection for any savvy cardholder in Nigeria.
How to apply and tips to maximise benefits
Applying is straightforward: provide proof of ID, payslips or bank statements and meet the banking relationship requirement—often one month with Stanbic IBTC or six months elsewhere. You can apply online or at a branch, and consider salary domiciliation if you want a smoother approval path.
To get the most from Stanbic IBTC Visa Platinum, use the 55-day interest-free window for planned purchases, register for rewards and enable SMS or app alerts to track spending in Naira. Combine card offers with merchant deals and Priority Pass visits to extract maximum lifestyle and financial value.