Stanbic IBTC Visa Infinite Card Nigeria’s Top Premium Credit Card for Discerning Travellers with Global ATM Access and Exclusive Perks
Stanbic IBTC Visa Infinite delivers USD-linked premium credit, global ATM access, VIP travel benefits and chip and PIN security tailored for Nigeria’s globetrotting professionals
Why choose Stanbic IBTC Visa Infinite in Nigeria
The Stanbic IBTC Visa Infinite is Nigeria’s go-to premium credit card for executives and frequent flyers who want USD-linked purchasing power and global ATM access. This card positions itself as a top premium credit card Nigeria, offering security, travel perks and hefty transaction limits.
With chip and PIN protection and Verified by Visa online safety, Stanbic IBTC Visa Infinite gives Nigerian professionals peace of mind whether shopping in Lekki or abroad in London. The USD-linked structure makes it easier for travellers to manage foreign spending without constant currency headaches.
Key features, limits and fees
The Stanbic IBTC Visa Infinite Credit Card delivers up to 55 days interest-free, ATM cash access up to $1,000, POS limits to $100,000 and web transaction limits to $50,000. Cardholders benefit from a revolving credit line, global ATM access and 24-hour support tailored for Nigeria’s busy lifestyles.
Understand the costs: issuance fee (₦1,075), maintenance fee ($10.75), international ATM withdrawal $2.50 per transaction, monthly interest rate around 2.5% and management/penal fees as disclosed by the bank. These fees reflect the premium credit card Nigeria market but are balanced by the substantial travel and security benefits.
Travel benefits and exclusive perks
Stanbic IBTC Visa Infinite is built for globetrotters: free medical and legal referrals while abroad, airport lounge access partners, and discounts with global partners like Avis and HotelClub. The card’s global ATM access means you can withdraw cash across major travel hubs without switching cards.
Exclusive offers and VIP travel benefits make this premium credit card Nigeria-friendly for executives flying from Lagos to New York or Accra. Rewards and merchant discounts across Europe, the US and the Middle East add value every trip, helping you save on car hire, hotels and dining.
Security, application and who it’s for
Security is central: chip and PIN plus Verified by Visa for online purchases reduce fraud risk for Nigerians transacting internationally. Stanbic IBTC Visa Infinite suits high-income professionals and business owners who need USD-linked credit and reliable global ATM access.
The card is generally issued by invitation only, maintaining exclusivity. To increase chances of invitation, maintain a strong relationship with Stanbic IBTC, keep accounts in good standing, and demonstrate consistent income or significant banking activity in Nigeria.