Blue Cash Preferred Card Tops Family Cash Back with 6% on U.S. Groceries and Streaming

The Amex Blue Cash Preferred card is built to turn everyday household spending into meaningful savings. If your family stocks a full fridge, subscribes to streaming services, and spends on gas or transit, the Blue Cash Preferred delivers standout cash back that compounds quickly into real dollars.

Why Amex Blue Cash Preferred is ideal for families

Blue Cash Preferred gives 6% cash back at U.S. supermarkets on up to $6,000 per year, which makes it one of the best cash back cards for families who cook at home. That high grocery rate alone can cover most of the card’s annual fee if you use the card consistently.

Beyond groceries, the card earns 6% on select U.S. streaming subscriptions and 3% at U.S. gas stations and on eligible transit purchases. Those combined categories match typical household budgets, so your family’s routine spending quickly turns into cashback rewards you can redeem as statement credits.

Maximize grocery and streaming cash back

To squeeze the most value from Amex Blue Cash Preferred, put recurring streaming bills and weekly supermarket trips on the card. With the 6% rate on select streaming services, subscriptions like Netflix and Disney+ become a passive earnings stream when paid with this card.

Track the $6,000 grocery cap to avoid surprises: once you hit that limit, grocery purchases drop to the base rate, so plan big grocery pushes early in the year or distribute spend across authorized family cards. Redeeming cashback as statement credits or Amazon checkout credits makes saving feel immediate.

Gas, transit and everyday rewards

For commuters and drivers, the 3% cash back at U.S. gas stations and on eligible transit is a steady way to grow rewards without special shopping behavior. Rideshares, tolls, parking, and public transit purchases all contribute, which helps busy households recoup commuting costs over time.

The card also offers 0% intro APR promotions from time to time, balance transfer options, and useful features like Plan It for dividing large purchases. Those tools let you manage cash flow while preserving reward momentum, which is especially useful after holiday or back-to-school seasons.

Fees, welcome offers and whether it’s worth it

Amex Blue Cash Preferred has a $0 intro annual fee for the first year, then $95 annually, and variable APRs for ongoing balances. A strong welcome offer plus the 6% grocery and streaming cash back often offsets the fee quickly for mid- to large-size households.

Before applying, compare your household’s annual grocery and streaming spend to the card’s rewards structure to estimate net value. If you spend heavily in the key categories, the Blue Cash Preferred can be among the best cash back cards in your wallet and deliver consistent, measurable savings.