Blue Cash Everyday® Card Delivers 3% Cash Back on Groceries, Gas & Online Shopping, No Annual Fee
Put the Blue Cash Everyday Card to work with 3% cash back on groceries, gas and online shopping, no annual fee and a $200 statement credit
Why the Blue Cash Everyday® Card makes sense for U.S. households
The Blue Cash Everyday Card from American Express delivers targeted value where most Americans spend: groceries, gas and online shopping. With 3% cash back in these categories up to $6,000 per year, it turns weekly supermarket trips and fill-ups into steady savings without an annual fee.
For families and commuters who keep a close eye on budgets, that 3% cashback adds up fast. The card’s mix of high category rewards and no annual fee makes it a practical everyday credit card for people who prefer simple, high-value returns instead of complex travel points.
Key perks: 3% cash back, $200 statement credit and intro APR
New cardmembers can earn a $200 statement credit after spending $2,000 in the first six months, a useful bump for upfront savings. The Blue Cash Everyday® Card also offers a 0% introductory APR on purchases and balance transfers for 15 months, which helps when you need to finance a big purchase or move a balance without interest.
Beyond the intro offers, day-to-day value comes from 3% back at U.S. supermarkets, 3% at U.S. gas stations and 3% on U.S. online retail purchases (each category capped at $6,000 annually, then 1% thereafter). That structure rewards consistent, predictable spending without an annual maintenance cost.
How to maximize rewards and avoid pitfalls
Use the Blue Cash Everyday Card for category spend where it pays most: grocery runs, fill-ups at qualifying gas stations, and purchases from U.S. online retailers. Track your annual spend per category so you don’t unintentionally hit the $6,000 cap and lose the 3% rate.
Avoid using the card for purchases that don’t qualify, like wholesale club transactions, superstore fuel, or services excluded from online retail. Also consider timing big buys during the 0% APR period to save on interest, then pay them down before the variable APR applies.
Who this card is best for and smart alternatives
The Blue Cash Everyday® Card is ideal for people with good to excellent credit who spend heavily on groceries, gas, or online shopping but don’t want to pay an annual fee. If your routine matches these categories, the card can deliver meaningful yearly cashback without complexity.
If you want simpler flat-rate rewards or stronger travel perks, look at alternatives like the Wells Fargo Active Cash card for 2% back on everything or travel-focused cards for points. Still, for U.S. households who prioritize grocery and gas savings, the Blue Cash Everyday Card remains a top, no-annual-fee contender.