Bank of America Travel Rewards Credit Card 2025 Earn 1.5 Points per $1 with No Annual Fee
Maximize 2025 travel rewards with the Bank of America Travel Rewards card, earning 1.5 points per $1 with no annual fee and flexible statement-credit redemptions for flights, hotels and dining
Bank of America’s Travel Rewards card for 2025 is a practical, no-fuss option if you want to turn everyday spending into travel without paying an annual fee. With a clear rewards structure and flexible redemptions, the Bank of America Travel Rewards credit card is built for Americans who value simplicity and straightforward value when planning trips or booking last-minute flights.
Simple rewards that add up
The Bank of America Travel Rewards credit card earns 1.5 points per $1 on every purchase, with no caps and no rotating categories to track. That 1.5 points per $1 rate makes it easy to predict how much travel credit you’ll build from daily spending, from groceries to gas and dining out.
Points can be redeemed as a statement credit toward travel purchases like airfare, hotels, car rentals and qualifying dining charges. For 2025 travelers who want a reliable no-annual-fee card that still delivers meaningful travel rewards, this card checks the essential boxes.
Benefits for Bank of America customers
If you already bank with Bank of America or Merrill, the Preferred Rewards program can boost your earnings substantially, up to 75% more points depending on your account balances. That means the basic 1.5 points per $1 can effectively become 2.625 points per $1 for top-tier members, turning everyday spend into faster travel rewards.
Other perks include no foreign transaction fees, which keeps costs down when you’re traveling overseas, and an intro 0% APR period on purchases that can help manage larger travel expenses. These features combine to make the card particularly attractive for frequent flyers who also maintain bank balances.
Redemption flexibility and travel protections
One of the card’s strongest selling points is how flexible the redemption is: book travel anywhere, then request a statement credit. There are no blackout dates or restrictive travel portals you must use, giving you control over when and how you spend your points for flights or hotel stays.
Additional travel-related protections, such as trip cancellation or interruption coverage and access to travel assistance services, are useful extras for a no-annual-fee card. For road trips or business travel, those protections can provide peace of mind without added cost.
Who should apply in 2025
The Bank of America Travel Rewards credit card is ideal for cardholders with good to excellent credit who want a simple, predictable way to earn travel rewards without an annual fee. If you’re not interested in juggling bonus categories or paying a yearly charge, this card is a smart, cost-effective option for building travel credit.
Ready to get started? Check your eligibility, compare how the 1.5 points per $1 stacks up against other cards you use, and consider enrolling in Preferred Rewards to turbocharge earnings. Apply online for a quick decision and make 2025 your year to travel smarter with a no-annual-fee travel rewards card.