Chase Sapphire Preferred Review Maximize 60K Bonus, Get 25% More on Travel and Top Redemption Hacks

Why the Chase Sapphire Preferred stands out

The Chase Sapphire Preferred credit card is a top pick for US travelers who want a high-value points program without a premium price tag. With a $95 annual fee and a strong travel benefits package, the Chase Sapphire Preferred delivers everyday value in dollars and flexibility.

Cardholders can earn a 60K bonus after meeting the spending requirement and take advantage of no foreign transaction fees when traveling abroad. The Chase Sapphire Preferred combines a generous sign-up offer and robust ongoing rewards that make it easy to justify carrying the card.

How to unlock the 60K bonus and earn more points

To secure the 60,000-point welcome bonus on the Chase Sapphire Preferred, meet the $4,000 spend in the first three months. Beyond the sign-up bonus, max out category earnings like 5x points on travel booked through Chase and 3x on dining to accelerate rewards accumulation.

Everyday buys still matter because the card earns 1x on other purchases, and seasonal bonuses or targeted Chase offers can boost point totals. Redeeming points through Chase Travel gives you 25 percent more value, so plan redemptions around travel bookings for the best returns.

Top redemption hacks and transfer strategies

One of the biggest advantages of the Chase Sapphire Preferred is point transfer to airline and hotel partners at a 1:1 ratio. Transferring to partners like United, Southwest, or Hyatt can produce outsized value, especially for business class flights or aspirational hotel nights.

When you use the Chase Travel portal, points are worth 25 percent more, turning 60,000 points into $750 in travel. Strategic use of transfers plus portal boosts gives cardholders multiple ways to extract extra value from the same point balance.

Perks, protection, and who should apply

The Chase Sapphire Preferred offers built-in travel protections such as primary rental car coverage, trip cancellation insurance, and lost luggage reimbursement. These protections save money and reduce hassle on domestic and international trips, giving everyday travelers peace of mind.

If you travel a few times a year, dine out, or regularly book through travel sites, the Chase Sapphire Preferred is a smart fit for US consumers who want premium value without the higher fees of luxury cards. Apply when you meet the credit criteria and plan to use the 60K bonus and 25 percent travel boost to maximize returns.