Air New Zealand Airpoints Platinum Visa review for Kiwis, earn Airpoints Dollars, Koru perks and travel cover
Air New Zealand Airpoints Platinum Visa converting everyday spend into Airpoints Dollars with Koru perks, priority Status Point progress and reliable overseas travel cover tailored for Kiwi travellers
Overview of the Air New Zealand Airpoints Platinum Visa
The Air New Zealand Airpoints Platinum Visa is a top pick for Kiwis who want everyday spending to turn into flights and experiences. This card converts routine purchases into Airpoints Dollars, offers Status Points progress and bundles in Koru-related perks, making it a strong contender among New Zealand travel cards.
With complimentary overseas travel insurance, Visa Platinum Concierge and features like Airpoints Dollars Top-Up and Advance, the Air New Zealand Airpoints Platinum Visa aims to give frequent travellers both convenience and peace of mind when travelling within Aotearoa and overseas.
Earning Airpoints Dollars and Status Points
You earn Airpoints Dollars on most purchases with the Air New Zealand Airpoints Platinum Visa, including boosted earn rates when you buy directly from Air New Zealand. Everyday spending, groceries and bills can steadily build your Airpoints balance, ready to redeem for flights, car hire or Airpoints Store items.
Beyond Airpoints Dollars, the card also helps you progress Status Points. The Air New Zealand Airpoints Platinum Visa delivers one of the better Status Points earn rates among credit cards, helping Kiwis climb tiers for benefits like priority boarding and extra baggage allowance.
Travel perks, Koru discounts and lounge access
The Air New Zealand Airpoints Platinum Visa pairs travel perks with real value: discounted Koru membership, occasional lounge passes tied to annual spend thresholds, and priority-style benefits for members. If you value pre-flight comfort, these Koru-related discounts can make a meaningful difference to your travel routine.
Complimentary overseas travel insurance is a core draw for Kiwi travellers. When you pay for travel costs with your Air New Zealand Airpoints Platinum Visa, cover options for medical emergencies, lost luggage and trip cancellations provide sensible protection for families and solo travellers alike.
Costs, who should apply and how to get one
Weigh the annual fee against your travel habits: the Air New Zealand Airpoints Platinum Visa can be excellent value for frequent flyers who will use Airpoints Dollars, Koru benefits and the concierge service. For those who travel rarely, a no-fee alternative might suit better, but you lose the Status Points and travel insurance perks.
Applying is straightforward through Kiwibank online or in-branch — make sure you meet the usual eligibility criteria for income and residency. If you regularly spend on flights, accommodation or everyday items, the Air New Zealand Airpoints Platinum Visa can fast-track rewards and lift your travel experience across New Zealand and beyond.