Air New Zealand Airpoints Low Fee Visa Earn Airpoints on Everyday Kiwi Spending
Make every Kiwi purchase count with the Air New Zealand Airpoints Low Fee Visa, earning Airpoints Dollars on everyday spending while keeping fees down to just $25 a year.

Why Kiwis Choose the Air New Zealand Airpoints Low Fee Visa
The Air New Zealand Airpoints Low Fee Visa is a straightforward card for everyday Kiwi spending. With a low $25 annual fee and the ability to earn Airpoints Dollars on groceries, fuel and bills, the Air New Zealand Airpoints Low Fee Visa makes travel rewards part of routine purchases.
Designed for people across Aotearoa who want rewards without fuss, the Air New Zealand Airpoints Low Fee Visa pairs with the Airpoints programme so points don’t expire while your account stays active. That consistency is perfect for Kiwis saving toward flights or car hire.
Key Rewards and How You Earn Airpoints
Cardholders earn Airpoints Dollars on everyday transactions: typically 1 Airpoints Dollar per $160 spent on eligible purchases, and better earn rates when buying Air New Zealand products. Using the Air New Zealand Airpoints Low Fee Visa for supermarkets, petrol and bills grows your balance steadily.
Airpoints Dollars are flexible and worth $1 NZD each when redeemed on Air New Zealand flights, car rentals and items from the Airpoints Store. The Air New Zealand Airpoints Low Fee Visa helps you convert daily Kiwi spending into concrete travel value.
Fees, Interest and Smart Use
The card’s headline is the low annual fee of $25 and a competitive introductory balance transfer rate if offered. Standard purchase and cash advance rates apply, so it’s best to pay the full statement each month to avoid interest eroding your Airpoints gains.
Understanding fees is key: keep an eye on the cash advance rate and any reverted transfer rate after promos end. Use the Air New Zealand Airpoints Low Fee Visa for planned purchases and regular bills to maximise Airpoints earnings while avoiding costly interest.
How to Apply and Maximise Benefits
Applying is straightforward for residents of New Zealand aged 18 and over with a stable credit history. Once approved, link your card to your Airpoints membership to begin collecting Airpoints Dollars immediately when you spend.
To get the most from the Air New Zealand Airpoints Low Fee Visa, concentrate everyday spend on this card, pay off the balance each month, and watch for Air New Zealand bonus promotions. Small steps—like putting groceries and fuel on the card—add up to free or discounted travel across New Zealand and beyond.