Bankwest Zero Platinum Mastercard – $0 Annual Fee Travel Card with No Foreign Transaction Fees for Aussies
Bankwest Zero Platinum Mastercard gives Aussies a no-annual-fee travel card with no overseas transaction fees, 0% p.a. balance transfers for 28 months, instant digital access and complimentary travel insurance
Why Aussies are picking the Bankwest Zero Platinum Mastercard
The Bankwest Zero Platinum Mastercard stands out for Australians who want a travel-friendly credit card without the usual yearly charge. With $0 annual fee and no foreign transaction fees, it’s built for Aussies who travel or shop online overseas.
Beyond cost-savings, the card delivers practical perks like a sensible purchase rate of 14.99% p.a. and instant digital access via the Bankwest app. If you’re after a straightforward, low-cost platinum card that doesn’t nickel-and-dime you while overseas, this one is worth a look.
Balance transfers, fees and everyday rates
One of the headline offers is 0% p.a. on balance transfers for 28 months, making the Bankwest Zero Platinum Mastercard a smart option for consolidating debt. Note there’s a 3% balance transfer fee, so do the sums to see if it helps reduce your overall interest costs.
Typical Aussie cardholders will appreciate clarity on costs: purchase rate sits at 14.99% p.a., cash advances attract a higher rate and late payment fees apply. Still, the lack of an annual fee combined with a long 0% balance transfer window gives this card strong value for money.
Travel benefits, mobile payments and insurance
For travellers, the Bankwest Zero Platinum Mastercard removes foreign transaction fees, so you pay the same AUD price for overseas purchases as you would at home. The card also supports Apple Pay, Google Pay and other mobile wallets for tap-and-go convenience while you’re on the road.
Complimentary overseas travel insurance is included under qualifying conditions, giving Aussies added peace of mind for short trips or holidays. Always check the insurance T&Cs in the product disclosure statement to confirm cover limits and eligibility before you travel.
Applying, digital access and final verdict
Applying is straightforward online — confirm you meet age and ID requirements, upload proof of income if asked and you can get instant digital card details in the app. That means you can start using the Bankwest Zero Platinum Mastercard straight away for online bookings and in-store tap payments.
Overall, the card is a practical pick for many Australians: true no annual fee, no foreign transaction fees, competitive purchase rate and a long 0% balance transfer period. If you’re an Aussie traveller or someone looking to consolidate balances without an annual charge, compare this card against others and consider applying online today to lock in the benefits.