Bankwest Breeze Platinum Mastercard – Smart Low-Interest Card for Aussies with 0% for 12 Months and No Overseas Fees

Overview

The Bankwest Breeze Platinum Mastercard is a low interest card built for Aussies who want to cut interest costs and avoid overseas fees. With 0% interest on purchases and balance transfers for 12 months, it’s designed to give you breathing space to pay down debt or manage big spends.

After the intro period the ongoing rate sits at a competitive 12.99% p.a., and the card packs platinum travel and purchase insurance plus no overseas fees, making the Bankwest Breeze Platinum Mastercard a practical choice for local and international spending.

Features and benefits

Key perks include 0% for 12 months on purchases and balance transfers, a 2% balance transfer fee, complimentary travel and purchase cover, and no foreign transaction fees — ideal for frequent travellers. The Bankwest Breeze Platinum Mastercard also offers fraud protection and secure online shopping features.

For Australians juggling existing card debt, the balance transfer option on the Bankwest Breeze Platinum Mastercard can save hundreds in interest. The absence of overseas fees means your AUD purchases abroad or online from overseas merchants don’t attract extra charges, so your holiday spending goes further.

Costs and practical details

The card charges a $99 annual fee that’s typically waived for the first year, and a 2% balance transfer fee applies when moving debt across. Cash advances and standard card fees still apply, so it’s important to check the Product Disclosure Statement for full terms before applying.

Bankwest requires basic ID and income verification for approval; you can apply online in minutes through the Bankwest site. If you plan to use the 0% period to clear balances, do the maths: regular repayments across 12 months will maximise the savings the Bankwest Breeze Platinum Mastercard offers.

How it compares and tips to make the most of it

Compared with other low interest cards in Australia the Bankwest Breeze Platinum Mastercard stands out for combining an extended 0% period on both purchases and balance transfers with no overseas fees. It’s not a rewards card, but for straight savings on interest and international spending it competes strongly.

To get the best from the Bankwest Breeze Platinum Mastercard, transfer existing high-interest balances early, set up direct debits to avoid missed payments, and review the complimentary insurance terms before travelling. If you want lower interest and practical travel perks without rewards program gimmicks, this card is worth considering — apply online today and start saving.