FNB Black Card in South Africa Maximise eBucks Lounge Access and Premium Travel Cover

Premium rewards and eBucks earning power

The FNB Black Card delivers high eBucks returns on everyday spend, from Takealot shopping to fuel at Engen and groceries at Woolies. Cardholders in South Africa can stack eBucks with partner discounts, turning routine purchases into meaningful rewards and travel credit.

Use the FNB app to track eBucks balances and bonus offers in real time; smart use of the card boosts net value beyond the annual fee. Regularly meeting minimum spend thresholds unlocks increased eBucks rates and exclusive merchant deals.

Lounge access and airport perks

Cardholders enjoy SLOW lounge access at major South African airports, making business trips and family holidays less stressful. The lounge access plus priority services means more comfort and convenience when flying domestically or regionally.

Combine lounge access with complimentary travel benefits included on the card for a premium travel experience. If you fly often within South Africa, the lounge access and eBucks redemptions offset costs and upgrade your travel routine.

Comprehensive premium travel cover

Premium travel cover on the FNB Black Card protects you for medical emergencies, delayed luggage and trip cancellations while travelling from South Africa. The cover includes emergency assistance and travel medical benefits that are valuable when travelling regionally and internationally.

Make sure to pay flights or accommodation with the card to activate full cover and follow the claims process in the FNB app for quick service. The travel protection complements eBucks rewards and lounge access for a full-service travel package.

Eligibility, fees and how to apply

To qualify you typically need a strong income profile and an existing FNB banking relationship; the bank will run affordability checks and request proof of income and residency. Annual and service fees vary by card variant, but the rewards and premium travel cover can outweigh these costs for frequent travellers.

Apply via your nearest FNB branch or through the FNB app to start the assessment, and ask about tailored options like Private Wealth or Business Black Card variants. If you want to maximise eBucks and lounge access while keeping premium travel cover, discuss personalised benefits with your FNB banker and activate the card once approved.