FNB Black Card South Africa Luxury Credit Card Packed With eBucks, SLOW Lounge Access and VIP Concierge
Make every rand count with the FNB Black Card in South Africa, unlocking premium eBucks rewards, SLOW lounge access and 24/7 VIP concierge for frequent travellers and high‑earning cardholders
Premium rewards that make every rand work
The FNB Black Card delivers premium rewards tailored for South Africans who want the best returns on everyday spend. With strong eBucks earn rates across major partners like Takealot, Shoprite and fuel stations, your normal shopping can convert into meaningful savings and travel credit.
Cardholders accumulate eBucks and FNB points on every swipe, with bonus categories for travel and dining that stack up fast. This makes the FNB Black Card ideal for professionals and frequent travellers who want high-value rewards without changing their lifestyle.
Airport comforts and travel protections
Access to SLOW lounge facilities at key South African airports is included, giving priority comfort before flights and a relaxed space for business or family travel. The card also features travel and luggage insurance that covers delays, lost baggage and emergency assistance while you are on the move.
Priority boarding, airport lounge access and comprehensive travel cover position the FNB Black Card as a go-to for local and international trips. These travel perks, combined with global ATM access and low foreign transaction handling, keep travel seamless and secure.
Concierge services and VIP treatment
The 24/7 VIP concierge sits at the heart of the FNB Black Card experience, arranging everything from restaurant bookings to concert tickets and airport transfers. This dedicated service saves time and gives access to exclusive experiences tailored to your preferences and schedule in South Africa and abroad.
Additional lifestyle benefits include private shopping assistance and invitations to VIP events, so cardholders enjoy more than just financial perks. Whether you need last-minute travel changes or a bespoke dining reservation, the VIP concierge delivers polished, local service.
Eligibility, costs and how to apply
To qualify for the FNB Black Card you typically need to meet minimum income and deposit criteria, often demonstrated in rand, and be an existing FNB client. Applications can be done online or at a branch, with a standard affordability assessment and credit check to confirm eligibility.
There is an annual fee, but for many cardholders the combined value of eBucks earnings, travel cover, SLOW lounge access and concierge support outweighs the cost. Activate your card quickly via FNB digital channels and start earning eBucks on everyday spend.