FCMB Easylift Loan Gives Nigerian MSMEs Fast Funding at 9% per annum
MSMEs in Nigeria access quick naira financing at 9% per annum with FCMB Easylift, easy documentation, 1 to 12 month terms and rapid disbursement nationwide
Affordable naira financing at 9% per annum
FCMB Easylift Loan delivers competitive naira financing to MSMEs across Nigeria, charging just 9% per annum. Small traders, artisans and startup founders in Lagos, Abuja or Port Harcourt can stretch working capital further with this low-cost FCMB loan designed for real business needs.
The FCMB Easylift Loan target is clear: reduce borrowing cost while keeping repayment manageable. With monthly repayment options and transparent charges, Easylift makes it easier for Nigerian MSMEs to plan cash flow and invest in inventory, staff or equipment.
Fast disbursement, flexible terms and simple documentation
Processing time is a strong selling point — FCMB promises rapid disbursement nationwide once your paperwork is in order. The Easylift Loan requires minimal documentation, so eligible businesses often receive funds faster than traditional business loans in Nigeria.
Repayment tenors run from 1 to 12 months, giving micro and small enterprises the flexibility to choose what fits their seasonality. The FCMB loan also allows monthly repayments by bank transfer or mobile payment, suiting informal sectors and digital-savvy entrepreneurs alike.
Clear eligibility and straightforward application process
Applying for the FCMB Easylift Loan is straightforward: complete the Easylift application online or at an FCMB branch, provide proof of business registration, ID and recent bank statements. FCMB evaluates MSME viability quickly, often approving loans within days.
Because the product is tailored for MSMEs, eligibility criteria focus on business activity and cash flow rather than heavy collateral. This approach helps informal business owners and small enterprises access essential naira financing without getting bogged down in bureaucracy.
Real benefits for Nigerian MSMEs and how to make the most of it
Beyond the headline 9% per annum rate, the FCMB Easylift Loan supports recovery and growth by funding stock, payroll and small capital projects. The partnership with Mastercard Foundation strengthens capacity-building options and drives outreach to underserved communities.
To maximise the FCMB Easylift Loan, plan repayments around your sales cycle, use funds for revenue-generating needs and keep bank statements updated for future borrowing. For MSMEs in Nigeria, Easylift is a practical, low-cost financing route to stabilise operations and scale steadily.