Amex Gold Card Dining Rewards That Turn Meals into Flights
Make every dinner count with Amex Gold dining rewards, stacking 4x points and monthly dining credits to book flights with top airline partners
Amex Gold Card dining rewards that pay off
The Amex Gold Card is built for people who love to eat out and want travel perks. With 4x points at restaurants and U.S. supermarkets, the card turns routine dining into Membership Rewards points you can redeem for flights and upgrades.
In the United States this card stands out because the 4x points on dining stack quickly, especially if you charge groceries and dinner outings to one card. No foreign transaction fees make it handy for meals abroad too.
Monthly dining credit and how to use it
The $120 annual dining credit is issued as $10 each month and applies to select partners like Grubhub and some restaurants. Using that credit consistently cuts the effective cost of the $250 annual fee nearly in half.
For maximum ROI, sync your regular delivery and quick-service meals to the Amex Gold Card and track the monthly credit so it never expires. Pairing credits with 4x points accelerates point accumulation for award travel.
Transfer partners and turning points into flights
Membership Rewards points from the Amex Gold Card transfer to major airline partners such as British Airways, Delta, and Virgin Atlantic, usually at favorable ratios. Transferring strategically lets you book premium cabin awards that would otherwise cost a lot in cash.
To optimize transfers, compare award charts and availability across partners before moving points. Timing transfers during award sales or when partner availability opens can turn dining rewards into transcontinental flights.
Is the $250 fee worth it? Tips to maximize value
Whether the $250 annual fee is justified depends on how often you dine and shop at U.S. supermarkets. If you reach the $25,000 supermarket cap and consistently use the monthly dining credit and Uber Cash, the Amex Gold Card easily offsets the fee.
Practical tips: channel groceries and restaurant spend to the Amex Gold Card, use the credits every month, and transfer points to airline partners for high-value redemptions. Ready to boost your travel by dining smarter? Apply or compare offers to see if the Amex Gold Card fits your wallet.