ASB Visa Platinum Rewards NZ, Maximise True Rewards with Low Fees and Free Travel Insurance for Kiwis

Why Kiwis choose ASB Visa Platinum Rewards

The ASB Visa Platinum Rewards credit card is a strong pick for Kiwis who want to squeeze more value from everyday spending. With True Rewards dollars earned on regular purchases and straightforward redemption at NZ$1 per point, this card makes rewards easy to understand and use across New Zealand.

Beyond points, the card comes with low fees and complimentary travel insurance, making it attractive for locals who juggle work, family and the occasional holiday. If you want a reliable rewards credit card NZ that doesn’t overcomplicate things, this one fits the bill.

How to earn and stack True Rewards

Earning True Rewards is simple: you pick up True Rewards dollars as you spend on eligible purchases, turning routine shopping, fuel and bills into redeemable value. For Kiwis who tap and go or use contactless wallets, those daily transactions add up fast.

ASB partners with a range of NZ retailers and travel providers, so you can stack promotions and partner offers to accelerate points. Use Apple Pay, Google Pay or card-linked promotions to maximise your rewards without changing your spending habits.

Fees, balance transfers and travel cover

The ASB Visa Platinum Rewards card is designed with a low-fee approach compared to many other rewards cards in NZ. That makes it easier to keep more of your savings while still earning meaningful True Rewards dollars on everyday spending.

It also offers a 0% p.a. balance transfer for a promotional period and complimentary travel insurance when you meet the travel booking requirements. For Kiwis planning a domestic or overseas trip, that free travel cover is a useful perk that adds peace of mind.

Redeem, security and how to apply

Redemption is flexible. Redeem True Rewards dollars as NZ$ for purchases, put them towards travel bookings, or use partner offers to get the most value. The 1:1 redemption rate keeps things simple and transparent for cardholders.

Security is solid with fraud alerts, 24/7 support and emergency card replacement if you’re overseas. Applying is straightforward online via ASB’s website; have your ID and income details ready, and you could be approved quickly if your credit profile meets the criteria.