Turn NZ$ spend into Airpoints with the American Express Airpoints Card
Maximise your NZ$ everyday spend to earn unlimited Airpoints with AMEX, plus Air New Zealand perks and travel cover
Why the Airpoints Card suits Kiwi travellers
The American Express Airpoints Card is built for people in New Zealand who want their everyday spend to work harder. With Airpoints Dollars earned on routine purchases, the card turns grocery runs, petrol and bills into future flights or upgrades with Air New Zealand.
Locally relevant perks make a difference for Kiwis. Earning 1 Airpoint Dollar for every NZ$59 spent and unlimited Airpoints accumulation gives frequent flyers a clear path to reward travel without changing their spending habits.
Key benefits and protections
Beyond earning Airpoints, the card bundles travel insurance, purchase protection and extended warranties that are handy for life on the move. These coverages add peace of mind when you book a trip or buy pricier items using the card.
AMEX perks in New Zealand often include concierge support and exclusive offers with Air New Zealand partners. Booking with Air New Zealand can double your Airpoints Dollars, accelerating your reward potential on flights and upgrades.
Costs, acceptance and practical notes
There is an annual fee, so weigh the cost against how much Airpoints you expect to earn. If you pay your balance in full each month, you avoid interest and maximise the value of the Airpoints you collect.
American Express is widely accepted in NZ, though not everywhere overseas. Consider carrying a backup Visa or Mastercard for small merchants or rural spots, and keep an eye on promotional offers that can offset the fee.
How to get the most from the card
Use the card for regular bills and everyday spend to steadily build Airpoints. Put recurring payments like phone, utilities and subscriptions on the card so you rack up Airpoints without thinking about it.
Take advantage of AMEX and Air New Zealand promotions, and redeem Airpoints Dollars strategically for high-value flights or cabin upgrades. Responsible use means paying in full each month to avoid interest eroding your rewards.