Scotiabank Passport Visa Infinite, Canada’s top travel credit card for no foreign transaction fees and premium lounge access

Why Scotiabank Passport Visa Infinite stands out for Canadian travellers

Scotiabank Passport Visa Infinite is built for Canadians who cross borders often. With no foreign transaction fees on purchases made in other currencies, the card saves you roughly 2.5% on every international swipe—real value for frequent flyers and business travellers based in Toronto, Vancouver or elsewhere in Canada.

Beyond the savings, the card’s blend of travel rewards and practical perks makes it a top choice. Earn Scotia Rewards points on everyday spending and enjoy Priority Pass lounge access that upgrades long layovers into comfortable, productive breaks.

Rewards, earning and how to redeem points efficiently

The card earns 2 Scotia Rewards points per CAD on groceries, dining, entertainment and transit, and 1 point per CAD on other purchases—helpful for building travel rewards fast. Points are flexible: redeem for flights, hotels, car rentals or statement credits, so you can tailor redemptions to your travel style.

To get maximum value, concentrate spending categories that earn 2x points and redeem for travel bookings where points stretch further. Using the Scotiabank Rewards portal or booking through partner sites often yields the best return on your points.

Premium travel perks: lounges, insurance and global ATM access

Priority Pass lounge access is included and covers more than 1,200 lounges worldwide, offering quiet spaces, snacks and Wi‑Fi before flights. For those hopping between Canadian cities or heading overseas, that lounge access turns airport time into downtime rather than stress.

Comprehensive travel insurance is another headline benefit: emergency medical coverage, trip interruption and cancellation protection, and baggage delay insurance give real peace of mind. The card also leverages Visa’s global ATM network, making cash withdrawals abroad simpler and more affordable.

Costs, eligibility and how to apply with confidence

There’s a premium annual fee, so weigh the fee against how often you travel and how much you’ll save from no foreign transaction fees and lounge access. Income and credit score requirements apply, typical of Visa Infinite products in Canada.

Applying is straightforward via Scotiabank’s website or in branch—have proof of income and ID ready. If you travel several times a year, use the break-even calcs: estimate annual foreign spending and lounge visits to see if the rewards and insurance outweigh the annual cost.