Standard Bank World Citizen Credit Card delivers premium travel perks and high-limit benefits for South African travellers
Standard Bank World Citizen Credit Card, premium travel perks, lounge access and built-in travel insurance for South Africans earning R25 000 a month
Overview for South African travellers
The Standard Bank World Citizen Credit Card is built for South Africans who travel often and earn at least R25 000 a month. This premium card combines high credit limits with targeted travel perks like lounge access, complimentary travel insurance and valuable discounts with global partners.
Cardholders benefit from streamlined contactless payments, purchase protection and automatic lost-card cover — practical features that make trips smoother whether you’re flying from OR Tambo or connecting through Cape Town International.
Key travel benefits and partner discounts
Enjoy lounge access, up to 35% off selected Emirates fares and special rates at Marriott Bonvoy hotels — ideal for business trips or leisure escapes. The card offers Avis car rental savings, chauffeur discounts and accommodation deals that meaningfully reduce trip costs.
Additional perks include Wi‑Fi bundles (buy 1GB for R19 and get 11GB free), 10% spa discounts and shopping savings at participating retailers. These benefits amplify the value of every rand spent on travel and experiences.
Fees, interest and eligibility
Standard Bank charges a monthly service fee and modest maintenance costs, while interest rates vary between 7.25% and 17.75% depending on the product selected. Cash withdrawals and certain services carry fees, so use the card for purchases to maximise the interest‑free period of up to 55 days when paid in full.
To qualify you must be 18 or older, a South African resident with a valid ID or passport (for non‑citizens) and earn at least R25 000 per month. Existing Standard Bank customers can apply via the Standard Bank app with minimal paperwork; new applicants submit payslips, three months’ bank statements and proof of residence.
How to make the most of your World Citizen Card
Use the card for all travel bookings to stack partner discounts, hotel elite benefits and insurance cover. Link the card to SnapScan or Masterpass for easy tap‑to‑pay transactions, and set alerts in the banking app to track spending and avoid interest on revolving balances.
Consider requesting a credit limit adjustment once you have a proven repayment history to enjoy greater purchasing power. If you travel frequently, take advantage of lounge access and complimentary nights with partner hotels to extract maximum value from annual fees.