Fidelity Visa Platinum Credit Card, Naija’s Top Choice for High-Flyers and Premium Travel Perks

Fidelity Visa Platinum Credit Card is fast becoming Naija’s favourite for folks who travel often, spend smart and expect solid service from their bank. Issued by Fidelity Bank, this card mixes airport lounge access, up to 45 days interest-free spending and a rewards scheme that actually pays off for regular spenders in Lagos, Abuja and beyond.

Premium travel perks that match your lifestyle

Cardholders enjoy complimentary LoungeKey access at major airports, fast-track services and hotel discounts across more than 130 countries. For Naija high-flyers who move between business meetings and family visits, these travel perks make every trip smoother.

Travel insurance covering up to 90 days for local and international trips gives peace of mind when boarding that next flight. The Fidelity Visa Platinum Credit Card’s travel benefits are tailored for frequent flyers who want security and convenience without the usual hassle.

Interest-free spending and flexible repayment

With up to 45 days interest-free on purchases via POS and online, the card supports cashflow for entrepreneurs and professionals in Nigeria. Fidelity Bank offers clear repayment options including minimum payments and convenient auto-debit—so you stay in control of your monthly finances.

For Naija users juggling bills and business, the interest-free window plus reliable online statements helps manage expenses and avoid surprise interest charges. The card’s acceptance across major merchants in Nigeria means you can earn rewards while covering everyday costs.

Robust security and purchase protection

Security is a top priority: EMV chip and PIN, Verified by Visa for online purchases and 24/7 fraud monitoring protect your account. If your card is lost or stolen, Fidelity Trueserve and branch support in Nigeria act quickly to secure your funds and block unauthorised transactions.

Purchase protection and extended warranty on eligible items add value to purchases made in Naija stores. These safeguards make the Fidelity Visa Platinum Credit Card an attractive option for people who shop big-ticket items and need extra assurance.

Rewards, fees and how to apply in Nigeria

The rewards programme earns points on every spend that can be redeemed for flights, hotels or cashback with partner merchants in Nigeria. Strategic use of the card accelerates point accumulation, especially for frequent travellers and corporate spenders in Lagos and Abuja markets.

Application is straightforward: meet Fidelity Bank’s eligibility, submit ID, proof of address and income, and apply online or at a branch. Mind the annual fee and potential FX charges, but for many Naija customers the lounge access, insurance and rewards justify the cost.

Choosing the Fidelity Visa Platinum Credit Card means opting for a travel-ready, secure and rewarding credit solution from Fidelity Bank that fits Nigerian realities. Apply through Fidelity Bank when you’re ready to level up your travel and spending experience.