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ANZ Airpoints Visa Platinum Make Every Trip Count for Kiwis

Maximise ANZ Airpoints Visa Platinum rewards with smart earn strategies, lounge access perks and overseas travel cover for Kiwis

Smart rewards for frequent flyers

The ANZ Airpoints Visa Platinum is built for Kiwis who want to turn everyday spending into travel. You earn Airpoints Dollars on eligible purchases and Status Points on bigger spends, helping you stack rewards faster towards Air New Zealand flights and upgrades.

With no expiry on Airpoints Dollars, the ANZ Airpoints Visa Platinum makes it simple to plan trips without the pressure of losing points. The clear earn rates mean you can forecast redemptions in NZD and choose the best time to travel.

Travel perks that actually matter

Cardholders get practical travel cover, Visa Concierge support and access to Air New Zealand lounge entries when you meet the spend threshold. The ANZ Airpoints Visa Platinum includes an Airpoints Dollars Advance facility for when you’re a few dollars short of a reward.

There are also savings on Koru membership and other travel benefits designed for frequent flyers in New Zealand. These extras complement the core rewards, making lounges, priority services and international travel feel more comfortable and reliable.

Costs, fees and how to get the most value

The ANZ Airpoints Visa Platinum charges an annual fee of $150 and variable purchase and cash advance rates around 19.95% p.a., so it pays to clear the balance each month. Understanding fees helps you decide if the card’s Airpoints Dollars and Status Points outweigh the cost for your lifestyle.

To maximise value, concentrate regular bills and everyday spend on the card, redeem Airpoints Dollars for flights at off-peak times and use the Airpoints Advance sparingly. Avoid interest by paying in full and consider the card if your yearly spend earns lounge entries or other premium perks.

Who should apply and next steps

If you fly with Air New Zealand regularly, or plan to, the ANZ Airpoints Visa Platinum can accelerate earning and elevate your airport experience. Eligibility usually requires a decent credit history and sufficient income, so check ANZ’s criteria before applying.

Redeeming Airpoints Dollars is straightforward and flexible across flights, car hire and the Airpoints Store, which makes the card useful even for Kiwis who mix business and leisure travel. For frequent flyers who can make the annual fee worthwhile, the ANZ Airpoints Visa Platinum is a solid option to boost travel rewards and enjoy more perks.