CommBank Ultimate Awards Credit Card for Aussie travellers, no foreign transaction fees, lounge access and big rewards
Make the most of every trip with the CommBank Ultimate Awards travel credit card for Australians, offering no foreign transaction fees, lounge access and generous points on groceries and petrol
Why Aussies are picking the CommBank Ultimate Awards Credit Card
The CommBank Ultimate Awards Credit Card is fast becoming a top choice for Aussie travellers who want solid travel perks without punitive overseas fees. With no foreign transaction fees and generous points on groceries and petrol, the card suits both frequent flyers and everyday spenders across Australia.
Using familiar CommBank channels and the Awards rewards platform makes earning and redeeming points simple for people who bank locally. For Australians who value practical travel benefits and easy points transfer to Velocity and other partners, this card is a strong contender.
Travel perks that actually save you money
No foreign transaction fees on the CommBank Ultimate Awards Credit Card means you avoid the usual 2–3% overseas surcharge when spending in dollars while travelling. That saving alone can quickly cover annual or monthly card costs for regular travellers going to Asia, Europe or the Pacific.
Complementing the fee waiver is lounge access for domestic and international airports, plus travel insurance and purchase protections that give peace of mind. Lounge access and insurance combined make long transits and overseas trips more comfortable and secure for Australian travellers.
Everyday rewards and where points shine
This card pays especially well at Australian supermarkets, department stores and petrol stations, offering higher earn rates on day-to-day spend. If you top up household groceries or fill the ute regularly, you’ll see points accumulate fast on the CommBank Ultimate Awards Credit Card.
Points are flexible: redeem for flights, transfers to frequent flyer programs like Velocity, gift cards, or use them on retailers such as Coles and BP. The versatility of the Awards program means points work for weekend getaways or household bills, reflecting real Aussie spending habits.
Fees, eligibility and how to apply
The CommBank Ultimate Awards Credit Card has a $35 monthly fee unless you meet the $4,000 spend threshold each statement period to waive it. For those who can hit that level, the effective annual cost drops significantly and makes the card excellent value compared with other travel credit cards in Australia.
Applying is straightforward via CommBank online banking or at a branch, with standard ID and income verification required. Check your eligibility and compare the 20.99% p.a. interest rate against your needs; the card rewards regular, disciplined spenders and frequent flyers across Australia.