Capital One Quicksilver No Annual Fee Card, 1.5% Cash Back, $200 Bonus and 0% APR
Capital One Quicksilver delivers effortless unlimited 1.5% cash back with no annual fee, a $200 sign-up bonus and 0% intro APR for 15 months
Everyday simplicity with strong rewards
The Capital One Quicksilver delivers a clean, flat-rate rewards structure that makes it easy to earn on every purchase. Cardholders get unlimited 1.5% cash back on all buys, a $200 sign-up bonus after spending $500 in the first three months, and 0% intro APR for 15 months on purchases and balance transfers.
Because there is no annual fee, the Quicksilver is a low-risk card to carry and use daily. Redemption is straightforward — statement credits, checks, or direct deposit — and the Capital One app keeps rewards visible so you never miss the cash back you’ve earned.
Rewards, travel perks, and no foreign fees
One of the standouts of the Capital One Quicksilver is its consistent 1.5% cash back on everything, plus 5% back on hotels and rental cars booked through Capital One Travel. For travelers, the lack of foreign transaction fees means your purchases abroad won’t get hit with extra costs.
The card’s simple cash back model removes the hassle of rotating categories or enrollment dates. Whether you’re buying groceries, filling up gas, or booking a weekend trip, the Quicksilver turns everyday spending into steady cash back.
Intro APR and smart balance transfer options
The 0% intro APR for 15 months on purchases and balance transfers is a practical feature for anyone planning a large purchase or consolidating high-interest credit card debt. This promotional window gives you breathing room to pay down balances interest-free when used strategically.
Keep in mind that balance transfers may carry a fee, and after the intro period the variable APR ranges from roughly 19.99% to 29.99% depending on creditworthiness. Make a repayment plan so you maximize the 0% APR benefit without incurring higher interest later.
Who should apply and how to get started
The Capital One Quicksilver is ideal for people who want a straightforward cash back credit card with no annual fee. If you prefer a flat 1.5% cash back rate, value a $200 sign-up bonus, and appreciate an intro 0% APR, this card checks those boxes. It typically requires good to excellent credit for approval.
Ready to apply? Visit the Capital One website to check pre-qualification without a hard pull, compare the Quicksilver to cards like Citi Double Cash or Discover it, and pick the option that matches your spending. Apply online, use the card responsibly, and watch routine purchases turn into real cash back rewards.