Make Your Kiwi Spending Pay Off with ANZ Cashback Platinum Card

Why choose the ANZ Cashback Platinum Card

The ANZ Cashback Platinum Card makes everyday Kiwi spending work harder. With a straightforward cashback reward—earn $1 for every $120 spent on eligible purchases—this cashback credit card turns groceries, fuel and online shopping across New Zealand into measurable value for Kiwis who pay their balance on time.

Beyond cashback, the card offers 55 interest-free days on purchases and a suite of platinum benefits. If you manage your payments, ANZ Cashback Platinum Card can be a smart tool to boost savings while enjoying travel insurance, purchase protection and concierge support that suit an active NZ lifestyle.

Eligibility, documents and applying in NZ

To apply you’ll need to meet ANZ’s income and credit checks and provide proof of identity and income familiar to New Zealanders—recent payslips, IRD records or bank statements, plus a passport or NZ driver licence. Self-employed applicants should supply two years’ signed financials and tax returns.

Applications are straightforward online through ANZ’s website or in branch if you prefer face-to-face help. Remember the minimum credit limit is $8,000, so check that the ANZ Cashback Platinum Card aligns with your budget and repayment capacity before applying.

Platinum perks, how cashback works and everyday use

The ANZ Cashback Platinum Card bundles cashback rewards with platinum-level protections that suit travel-savvy Kiwis. Eligible purchases earn the set cashback rate, while extended warranties and travel insurance protect purchases and trips around Aotearoa and overseas.

Make the most of the cashback credit card by using it for regular spend categories where you already shop—supermarkets, petrol and recurring bills—and paying the balance in full each month to keep the effective return high. Avoid cash advances and remember foreign transaction fees apply on overseas spending.

Costs, interest and practical tips for Kiwis

Costs are transparent: purchase and cash advance rates sit at 20.95%, with an $80 annual fee and $10 for additional cards. Interest-free days are generous at 55 days, but interest applies if you carry a balance, so treat the ANZ Cashback Platinum Card as a rewards tool best used with disciplined repayments.

Compare its benefits against your spending habits—if your monthly spends line up with eligible purchases, the cashback and platinum perks can outweigh fees. For those wanting to maximise returns, pay in full, avoid balance transfers (not offered) and use the card confidently across New Zealand knowing ANZ support and protections are included.