Fidelity Visa Classic Credit Card Built for Naija Salary Earners N60,000 – N300,000
Fidelity Visa Classic Credit Card for Naija salary earners earning N60,000 to N300,000, giving simple spenders secure, reward-packed buying power at home and abroad

Designed for Naija salary earners who want simple, reliable credit
The Fidelity Visa Classic Credit Card is built for salary earners in Nigeria earning between N60,000 and N300,000. This card gives everyday Nigerians straightforward buying power, with Visa acceptance across town markets and international stores, so you can spend confidently at home in Lagos, Abuja or when travelling abroad.
Tailored for modest spenders, the card balances low fuss with useful perks like rewards and secure payments. For many Naija workers, it’s the practical option to bridge pay cycles, manage purchases and build a credit history without features you will never use.
Clear eligibility and easy application for working Nigerians
To apply you must be a salaried individual earning between N60,000 – N300,000 monthly, with basic ID and proof of income. The criteria match a large slice of the formal workforce, so qualified applicants can expect a smooth approval path when they submit the required documents.
Application is simple: start online or visit any Fidelity Bank branch in your city. Bring your payslips, valid ID and a utility bill; staff in Naija branches will walk you through verification and card activation, making it easy to get your Fidelity Visa Classic Credit Card in hand.
Rewards, security and international use that suit everyday life
The Fidelity Visa Classic Credit Card rewards routine spending with points you can redeem for vouchers or travel perks, so everyday purchases contribute to real value. Cardholders in Nigeria benefit from reasonable interest rates, clear monthly statements and occasional promos that fit a typical Naija budget.
Security is robust: EMV chip protection, Verified by Visa for online buys, and Fraud monitoring mean fewer headaches for cardholders. If you travel, notify Fidelity Bank ahead, and enjoy Visa acceptance worldwide without losing the local support network you expect.
Support, lost-card procedures and smart money management
If your card is lost or stolen, contact Fidelity Trueserve immediately or visit a branch for rapid blocking and reissue. Local customer care understands Nigerian contexts and will help prevent unauthorised transactions quickly, keeping your finances safe while you sort replacement details.
The Fidelity Visa Classic also helps control spending with clear monthly statements and options for balance transfer where available. For Naija salary earners looking to improve cash flow or manage debt, the card is a practical tool that pairs convenience, rewards and protection.