Qantas Premier Everyday Mastercard, earn Qantas Points fast with a low $49 annual fee
Qantas Premier Everyday Mastercard turns everyday spend into Qantas Points, with up to 8,000 bonus points in the first 4 months, overseas travel cover and a low $49 annual fee that keeps rewards affordable for Aussie travellers
Earn Qantas Points on everyday purchases
The Qantas Premier Everyday Mastercard is a smart pick for Aussies who want to turn routine spending into flights and upgrades. With strong earn rates on domestic and international purchases and an introductory bonus of up to 8,000 Qantas Points in the first four months, this card helps you stack points fast without a hefty annual fee.
You’ll earn up to 0.75 Qantas Points per dollar on local spend (with a higher rate for the first tier) and 1 point per dollar on international spend, plus bonus points on Qantas purchases — useful if you fly frequently between Brisbane, Sydney or overseas. Keeping everyday purchases on this card speeds up redemption for classic rewards and Qantas Marketplace items like Woolworths WISH cards.
Travel protection and digital convenience
The Qantas Premier Everyday Mastercard includes complimentary overseas travel insurance that covers medical emergencies and some trip cancellations, giving peace of mind for short getaways or longer trips. Mastercard Zero Liability and contactless payments via Apple Pay or Google Pay make it easier to travel without worry.
Track points and manage your account with the Qantas Money app, where you can monitor promotions and points balances. For travellers who value access and simplicity, the 24/7 concierge and fraud protection are practical extras that complement the points earning structure.
Low fee, competitive rates and balance transfer options
A key draw is the low $49 annual fee (note this may change as offers update), which keeps the card affordable for regular users. Purchase interest sits around typical market rates for Aussie cards, and you can enjoy up to 55 interest-free days on purchases if you pay the balance in full each month.
If you’ve got existing credit card debt, the Qantas Premier Everyday Mastercard sometimes offers 0% p.a. balance transfers for a promotional period — a handy way to consolidate debt while you earn Qantas Points. Be aware of a 3% foreign transaction fee on overseas spend and standard cash advance charges if you need to withdraw cash.
Who should apply and how to get started
This card suits Australian residents who spend regularly on groceries, fuel and travel and want consistent Qantas Points without high ongoing fees. Eligibility typically includes being 18+, Australian citizen or permanent resident with a minimum income threshold; check current terms on the Qantas Money application page before applying.
Applying for the Qantas Premier Everyday Mastercard is straightforward online — have your ID and income details ready and you can usually complete the form in minutes. If you want to maximise value, move regular bills and subscriptions to the card, clear the monthly balance to avoid interest, and keep an eye on promotional bonus windows to claim extra Qantas Points.