FNB Premier Credit Card – Maximise Ebucks, Travel Cover and Tailored Rates
Make every rand count with the FNB Premier Credit Card, earning up to 15% back in Ebucks and backed by comprehensive travel cover and personalised rates for South Africans
Premium benefits designed for South African lifestyles
The FNB Premier Credit Card brings tailored rewards and protection for people who want their rand to work harder. With personalised interest rates and an earning structure built around Ebucks, this card is ideal for regular spenders who value both value and convenience.
Cardholders get access to AA Emergency Roadside Assistance, Visa customer support and unlimited swipes, plus free online and cellphone banking through the FNB app. These services make day-to-day money management straightforward for South Africans who travel between cities or commute daily for work.
Rewards and how to maximise Ebucks
Earn up to 15% back in Ebucks on qualifying purchases by using the FNB Premier Credit Card for groceries, fuel and recurring bills. The Ebucks programme converts everyday spend into tangible savings you can use on groceries, travel and partner merchants across South Africa.
To boost your Ebucks earnings, check the FNB app regularly for promotions, link merchant offers and use the card for larger household purchases when possible. Consistent use plus redemption planning will increase the real value you get from every rand spent.
Comprehensive travel cover and protection
Travel often? The FNB Premier Credit Card includes global travel insurance that covers medical emergencies, trip cancellation and lost baggage, giving peace of mind whether you are flying from Cape Town or heading to neighbouring countries. This built-in protection reduces the need for separate policies on short trips.
Lost card protection and cardless cash withdrawals add convenience and security when you are away. If you need roadside help, AA Emergency Roadside Assistance is available, reinforcing a travel package designed for active South African lifestyles.
Fees, eligibility and easy application
Understanding costs is important. Typical charges include a one-time initiation fee up to R175, a monthly account fee around R75, and a facility service fee of about R17 per month. ATM cash withdrawals and cardless withdrawals are charged per R100. Budget purchases and card delivery options help reduce incidental costs.
Eligibility normally targets applicants with an annual income between R240,000 and R749,999, and there are special considerations for applicants aged 55 and above or retirees. You can apply online via the FNB website, in the FNB app if you are an existing client, or by phone with documents such as your South African ID, recent payslip and proof of residence ready to upload.
Choosing the FNB Premier Credit Card can be a smart move if you want strong rewards through Ebucks, flexible travel cover and personalised rates that reflect how you manage credit. Use the FNB app to track Ebucks, monitor statements and control additional cards, turning routine spending into meaningful savings across South Africa.