Same-Day Merchant Growth Funding for Small Businesses in Canada: Fast Loans and Cash Advances
Same-day cash advances and flexible CAD business loans for small businesses across Canada, approved in 24 hours to keep cash flow moving and fuel growth
Merchant Growth in Canada: fast same-day funding for SMEs
Merchant Growth is a Vancouver-born lender that offers fast business loans and merchant cash advances across Canada. Their focus is on quick access to CAD funding for small businesses in Toronto, Vancouver, Calgary and beyond, with options suited to retailers, restaurants and service providers.
With same-day approval possible and funds often deposited within 24 hours, Merchant Growth is positioned as an alternative to slow bank lending. The brand name, business loans, cash advances and fast funding are keywords that match what Canadian small business owners search for when cash flow is tight.
Products and eligibility: loans, advances and lines of credit
Merchant Growth provides term business loans and merchant cash advances from CAD 5,000 up to CAD 800,000, with terms generally between 6 and 24 months. They also offer lines of credit up to CAD 125,000 for working capital, payroll or inventory purchases.
Typical eligibility in Canada includes a minimum monthly revenue around CAD 10,000 and at least six months in business. Merchant Growth accepts applications even from businesses that find traditional bank loans difficult to secure, though rates can be higher depending on credit profile.
How the application and same-day funding work
Applying is done online with a short form that asks about monthly revenue, time in business and banking details. After submission, Merchant Growth often responds within 24 hours and can deposit funds the same day once underwriting is complete.
Repayment is flexible: daily or weekly for merchant cash advances and term loans, or monthly for lines of credit. Unsecured options exist, but offering collateral may lower your cost of capital for larger CAD business loans.
Benefits, costs and practical tips for Canadian businesses
Key benefits include speed, straightforward online applications and funding amounts that suit growth needs — everything from short-term cash advances to longer-term business loans in CAD. For seasonal sectors like hospitality and retail, same-day funding can cover inventory spikes or payroll gaps.
Consider costs carefully: APRs can vary widely and may reach higher levels compared with traditional banks, so balance the urgency of funding against long-term expense. Verify your monthly revenue, prepare basic documents and compare Merchant Growth rates with other fast lenders before you accept.