U.S. Bank Altitude Go Review, Top No Annual Fee Credit Card for Foodies and Streamers

Why U.S. Bank Altitude Go stands out for foodies

The U.S. Bank Altitude Go is built around dining rewards, offering 4X points on restaurants, takeout, and delivery. For anyone who eats out or orders in regularly, that makes this no annual fee credit card a high-return everyday tool that stacks up well against typical cashback alternatives.

Because it pairs strong dining rewards with a $0 annual fee and no foreign transaction fees, Altitude Go is a practical pick for Americans who travel or dine at a mix of local spots and national chains. That combination keeps your rewards juicy without the drag of yearly costs.

Streaming, groceries, and perks that add real value

Beyond food, the U.S. Bank Altitude Go earns 2X points on streaming services and grocery stores, plus a $15 annual streaming credit — a small but useful perk if you subscribe to Netflix, Hulu, or Spotify. These categories reflect how people actually spend, so points add up fast.

The card also offers a 0% intro APR for 12 billing cycles on purchases and balance transfers, and a signup bonus (often around 25,000 points after spending $1,000 in the first 90 days). That blend of short-term savings and long-term rewards is great for managing big purchases or ramping up points quickly.

How to redeem Altitude Go points smartly

U.S. Bank Altitude Go points are flexible: redeem for travel, statement credits, gift cards, or cash back. For many cardholders, booking through U.S. Bank’s travel portal stretches points further, especially when you time flights and hotels during sales or off-peak windows.

Focus on category spending to maximize value — use Altitude Go for every dining and streaming purchase, and shift other expenses to better-fitting cards. That simple strategy turns everyday meals and subscriptions into meaningful travel or statement savings down the line.

Who should apply and how it compares

If dining out and streaming dominate your monthly budget, the Altitude Go ranks as one of the best no annual fee credit cards available. Compared with general cashback cards like the Citi Double Cash, Altitude Go rewards targeted spending more aggressively, which benefits users who prioritize restaurants and entertainment at home.

Consider alternatives if your spending skews heavily to groceries, travel, or entertainment outside streaming — some cards with annual fees or rotating categories may beat it in those niches. But for straightforward, high-yield dining rewards without an annual cost, the U.S. Bank Altitude Go is hard to beat, and applying online is quick and familiar for U.S. residents.