NFL Extra Points Visa Credit Card: Cash Back on Tickets, Merch and Rewards
Maximize NFL Extra Points Visa cash back on game tickets, team merch and exclusive fan rewards
Card overview and who it suits
The NFL Extra Points Visa credit card is built for fans who buy tickets, team merch, and love exclusive NFL experiences. Issued by Comenity Bank, the card blends targeted perks with everyday cash back categories for people who live and breathe football.
If you attend games or shop NFLShop.com regularly, the NFL Extra Points Visa can save you money and unlock VIP access. For general spenders who want flat-rate returns, a different cash back card might deliver better value.
Rewards, discounts and key features
The NFL Extra Points Visa offers 3% cash back on NFL and team purchases, 2% on groceries, dining, gyms and sporting goods, and 1% on everything else, plus no annual fee. New cardholders can earn a sign-up bonus like $100 cash back after meeting a spending threshold, and the card often includes a 20% discount at NFLShop.com with the EXTRAPOINTS code.
Ticket financing with 0% intro APR for six months on qualifying NFL ticket purchases is a standout perk for season-ticket buyers. Keep in mind the card charges a 3% foreign transaction fee and variable APRs, so it is best used by fans who spend most of their credit card dollars on U.S.-based NFL purchases.
How to maximize NFL Extra Points Visa cash back
Concentrate NFL spending—buy tickets, official jerseys, and team gear with this card to get the full 3% back and the site discount. Combine seasonal promos, special event offers, and the 20% NFLShop.com code to boost overall savings when you gear up for game day or the playoffs.
Redeem points wisely for the highest value by using statement credits for ticket financing or for exclusive experiences and VIP events. If you travel internationally or want broad everyday value, carry a no-foreign-fee travel card or a flat-rate cash back card for non-NFL expenses.
Pros, cons and final recommendation
Pros include no annual fee, targeted 3% back on NFL purchases, and access to fan experiences like draft events or potential Super Bowl opportunities. Cons include lower returns on non-NFL spending compared with flat-rate cards, a 3% foreign transaction fee, and a sometimes complex points-to-cash conversion rate.
If your monthly spending leans heavily toward tickets and team merchandise, the NFL Extra Points Visa credit card is a smart, fan-focused pick that can pay off across a season. For those who want simple, high-rate cash back across all purchases, compare this card with options like Citi Double Cash before applying.