Amex EveryDay Preferred Review Earn More Points on Groceries Gas and Travel
Turn grocery runs, gas fill-ups and travel into extra Membership Rewards points with Amex EveryDay Preferred
Top rewards and welcome offer
The Amex EveryDay Preferred is built for everyday spenders who want Membership Rewards points without paying premium card fees. It earns 3x points at U.S. supermarkets on up to $6,000 per year, 2x at U.S. gas stations and 2x on eligible Amex Travel purchases, plus 1x on other purchases—making it a strong grocery and gas rewards card for American households.
New cardmembers often see a welcome bonus (typically around 15,000 Membership Rewards points after meeting initial spend requirements), which turbocharges your first months of earning. With transferable points to airline and hotel partners, those rewards can stretch further when you book travel or use transfer partners strategically.
How to maximize your Membership Rewards
Turn grocery runs and gas fill-ups into serious point accumulation by making this your primary everyday card. The EveryDay Preferred bonus of 50% more points for months with 30+ purchases can multiply returns quickly, so use it for lots of small transactions—groceries, coffee, household buys—to trigger the boost.
Pair Amex EveryDay Preferred with a second card that covers categories where it’s weaker—for example, a flat-rate cashback or dining-focused card—to ensure each spend goes where it earns the most. Track the $6,000 supermarket cap and plan big grocery buys across months if needed to avoid losing elevated earnings.
Fees, APR and purchase protections
The card charges a $95 annual fee, which many U.S. consumers find reasonable given the 3x supermarket earnings and the monthly transaction bonus opportunity. It also sometimes offers a 0% introductory APR on purchases for a set period (commonly 12 months), useful if you need to finance a planned purchase while still earning rewards.
Beyond earnings, Amex provides purchase protections and travel assistance benefits that matter to frequent shoppers and travelers—like purchase protection and an assist hotline. Weigh the annual fee against your projected reward value: if your grocery and gas spend is high, the card will usually pay for itself.
Who should apply and how to decide
This card fits U.S. consumers who do most of their spending on groceries and gas and who value flexible Membership Rewards points. If you live in an area that accepts American Express widely and you can hit 30+ transactions monthly, the EveryDay Preferred becomes a top contender among mid-tier rewards cards.
If you rarely shop at U.S. supermarkets, prefer cash back, or need long 0% APR promos, consider comparing options. Otherwise, apply online through American Express after checking credit score guidance—this card typically requires good to excellent credit to get approved.