Virgin Atlantic Reward Credit Card No Annual Fee Earn Virgin Points and Companion Ticket

Overview of the Virgin Atlantic Reward Credit Card

The Virgin Atlantic Reward Credit Card is a solid pick for UK travellers who want to earn Virgin Points without paying a yearly fee. With no annual fee and the ability to collect points on everyday spending, this card suits people who fly with Virgin Atlantic or book Virgin Holidays regularly.

Representative APR sits around 22.9% variable, so the card rewards regular payers most. The card’s straightforward rewards — 0.75 Virgin Points per £1 and double points on Virgin services — make it easy to rack up rewards for future flights or upgrades.

Rewards, Companion Ticket and Lounge Perks

Cardholders earn 0.75 Virgin Points per £1 spent and double points when booking Virgin Atlantic flights or Virgin Holidays, helping you reach reward thresholds faster. Spend £20,000 in a year and you’ll qualify for a companion ticket or an upgrade, a prized perk for two-up travel on long-haul routes.

Access to Virgin Money lounges and other travel-focused benefits add tangible value for frequent flyers. Bear in mind points typically expire after 24 months, so plan redemptions and monitor balances to avoid losing hard-earned points.

How to Manage Your Virgin Atlantic Reward Credit Card

Use the Virgin Money app to track spending, view points and set payments — perfect for keeping on top of monthly balances and avoiding interest. Paying in full each month preserves the value of the rewards by preventing high interest from eroding your gains.

Set direct debits for the minimum payment and an additional amount to clear the balance, and consider routing regular bills through the card to speed up points accumulation. Keep an eye out for seasonal promotions that boost points on specific purchases.

Applying, Eligibility and Alternatives

Run an eligibility check with Virgin Money before applying to get a non‑credit-search indication of approval odds — useful for protecting your credit file. The application itself is straightforward and tailored to UK residents holding sterling accounts.

If you don’t hit the £20,000 spend threshold or prefer a different reward structure, compare the Virgin Atlantic Reward Credit Card against other British Airways or American Express travel cards. Use comparison sites to weigh APRs, perks and acceptance odds, then choose the card that fits your travel habits.