Absa Premium Credit Card with 1.5% Cashback, Bidvest Lounge Access and Travel Cover

Premium features that fit South African lifestyles

The Absa Premium Credit Card brings premium banking to every rand you spend, offering a smart mix of convenience and protection for South African cardholders. With contactless payments for small transactions and Purchase Protection covering 90 days, the Absa Premium Credit Card is built for everyday security and ease in Joburg, Cape Town and beyond.

Designed for local needs, this card supports effortless digital management via Absa’s apps and integrates with popular wallets, so you can tap-and-go at the mall or pay online without fuss. The Absa Premium Credit Card feels like it was made for how South Africans live, work and travel.

Rewards and smart cashback: make 1.5% count

Earn up to 1.5% cashback on purchases through the Absa Rewards Programme — a straightforward way to see value return to your pocket with every swipe. That steady 1.5% cashback makes daily expenses and bigger buys work harder for you, turning routine spending into rewards you can actually use.

Beyond cashback, the card links to seasonal partner deals and promotions that boost earning potential, ideal for savvy spenders in South Africa who want to maximise value. Use cashback toward pay-offs, purchases or other Absa products and watch small savings add up into meaningful benefits.

Travel perks and Bidvest lounge access for local travellers

For frequent flyers, the Absa Premium Credit Card includes Bidvest airport lounge access, with up to four domestic visits and two international visits a year to relax before flights. That lounge access makes trips out of OR Tambo or Cape Town International far more comfortable for business and leisure travellers alike.

Complimentary travel cover and concierge services add another layer of assurance — basic travel insurance helps with medical emergencies, lost baggage and cancellations so you can travel South Africa and abroad with confidence. The Absa Premium Credit Card combines lounge comfort with practical protection for every journey.

Costs, limits and how to apply

Fee transparency matters: the Absa Premium Credit Card includes a modest initiation fee and regular service fees (examples: R166.45 initiation, R27 service fee and a monthly account fee R53) and typical interest rates for a premium product. ATM and withdrawal costs are published clearly so you can budget wisely in rands.

Applying is straightforward if you meet the requirements — minimum age 18, proof of income (typically from R25 000 monthly), RSA ID and proof of residence. Submit your application via Absa online, phone or branch and enjoy fast screening and clear next steps to get your Absa Premium Credit Card in hand.