ABSA Student Credit Card with R1.5m Travel Cover, 57 Days Interest-Free and No Monthly Fees
ABSA Student Credit Card brings R1.5m travel cover, 57 days interest-free spend, ABSA Rewards and no monthly fees to help South African students manage money and build credit
The ABSA Student Credit Card is a practical, low-cost way for South African students to manage spending, build credit and access travel protection. Packed with R1.5m travel cover, up to 57 days interest-free on purchases and no monthly account fees, this student credit card answers the everyday needs of campus life and early independence.
Why the ABSA Student Credit Card makes sense for students
For many students juggling rent, data and groceries, fees and interest quickly add up. The ABSA Student Credit Card eliminates monthly account fees and gives a generous interest-free window, helping you stretch your rand further each month.
Beyond short-term savings, the ABSA Student Credit Card helps you start a healthy credit record early. A responsible account history can unlock better borrowing terms after graduation, whether you need a higher limit or a car finance deal.
Main benefits: rewards, travel cover and digital convenience
The card comes with ABSA Rewards and partner offers across retailers like Pick n Pay and Dis-Chem, so everyday spending earns value back. Contactless payments and secure online activation make it handy for quick campus buys and e-commerce essentials.
Significant travel protection is included: R1.5 million basic travel cover and 90 days of automatic international travel insurance, ideal for study trips or interprovincial travel. Add instant card blocking, SMS alerts and biometric login through the ABSA app for extra security and control.
Who qualifies and how to apply for the ABSA Student Credit Card
To apply you must be a South African citizen aged 18 to 30, registered full-time at a recognised tertiary institution (universities, FET colleges or SAQA-approved providers) and have a monthly income or allowance from R800. You’ll need your ID document, proof of residence (no older than three months) and at least three months’ proof of income or allowance.
Applications are straightforward at an ABSA branch or via student bureaux in-campus, with digital support available through the ABSA app. Approval criteria remain prudent, so keep your paperwork tidy and be ready to explain your income or stipend source when applying.
Smart use, building credit and staying safe
Use the ABSA Student Credit Card wisely: keep balances low, pay on time and take advantage of the 57-day interest-free period to avoid finance charges. Making regular, full payments helps build a positive credit profile that lenders notice when you graduate.
Protect your card with loss protection and transaction alerts and review the ABSA app for fraud notifications and limit management. If you want peace of mind plus extra perks, compare the card’s benefits with your student needs and apply when you’re ready to responsibly manage credit.
Ready to get started? Check ABSA’s student offerings online or visit a branch to apply and secure your ABSA Student Credit Card today — earn rewards, avoid monthly fees and travel with cover tailored for students.