Standard Bank Platinum Credit Card delivers R1,000,000 travel cover, private banker and high credit limits in South Africa
Standard Bank Platinum Credit Card South Africa offers R1 million travel cover, a dedicated private banker and generous credit limits for high‑earning South Africans
Overview of the Standard Bank Platinum Credit Card
The Standard Bank Platinum Credit Card is a premium credit card in South Africa built for high earners who expect generous limits, solid travel cover and concierge-style service. With a clear focus on lifestyle and financial flexibility, this card pairs a dedicated private banker with tailored interest rates and a competitive R1,000,000 travel insurance benefit.
Monthly fees and eligibility are upfront: a monthly service fee around R94, an initiation fee, and a minimum income requirement typically in the higher band. If you pay your balance in full each month you avoid interest, otherwise personalised rates apply tied to prime and repo benchmarks.
Travel cover, lounges and lifestyle rewards
Travel perks are central to the Standard Bank Platinum Credit Card offering. Buy your tickets with the card and you get automatic basic travel insurance up to R1,000,000 for qualifying travellers, plus access to Café Blue lounges at OR Tambo and selected Bidvest lounges when conditions apply.
Cardholders also enjoy discounts on selected airlines, hotels and partner retailers, plus UCount Rewards points on every swipe. These rewards convert into flights, accommodation or goods, making this credit card in South Africa particularly valuable for frequent travellers and shoppers.
Exclusive perks, security and personalised service
The Standard Bank Platinum Credit Card includes a dedicated private banker and access to financial advisors, which is a real advantage if you manage significant monthly outgoings. Concierge-style assistance and lifestyle offers help you make the most of the card’s benefits without fuss.
Security features include lost card protection, online transaction safeguards and optional credit protection plans to cover debt in unexpected events. For locals who value peace of mind and personalised support, these inclusions set the card apart in the South African market.
Fees, limits and how to apply
Be aware of fees: international transaction fees, cash withdrawal charges and point-of-sale fees apply, but the card’s high credit limits and lifestyle benefits often outweigh these for the right customer. Typical limits and fees vary by applicant profile and are disclosed during the approval process.
To apply for the Standard Bank Platinum Credit Card you’ll need proof of identity, payslips, bank statements and proof of residence. Applicants should expect a minimum monthly income requirement and a credit assessment; eligible applicants get access to high limits, premium travel cover and the support of a private banker.