Fidelity FLOAT Instant N100,000 Loan via *770*08#, 30-Day Tenor at 4.5% Flat

Overview of Fidelity FLOAT Instant N100,000 Loan

The Fidelity FLOAT Instant N100,000 loan is a short-term digital credit from Fidelity Bank designed for active account holders in Nigeria. It offers an instant disbursement of up to N100,000 with a 30-day tenor and a competitive 4.5% flat interest rate, ideal for urgent expenses like bills, school fees, or small business needs.

This Fidelity Loan On Account Turnover product requires no collateral, no guarantor, and promises transparent terms without hidden charges. The quick approval and instant payout to your Fidelity account make the Fidelity FLOAT loan one of the most convenient options available through USSD and digital channels.

Key features and eligibility for the Fidelity FLOAT loan

Key features include a flat 4.5% interest for 30 days, a maximum loan amount of N100,000, and a one-time 30-day extension available for a 0.5% restructuring fee. The product is tailored for account holders with regular turnover or salaries processed via payroll platforms like REMITA, Tenece, or Veripay.

Eligibility is straightforward: be an active Fidelity Bank customer or open a Fidelity account and meet basic turnover criteria. The Fidelity FLOAT loan emphasizes speed and accessibility, making it attractive for Nigerians who need fast, unsecured credit without lengthy paperwork.

How to apply via USSD *770*08# and Ivy

Applying is simple and truly digital. Dial USSD code *770*08# on your mobile to access the Fidelity FLOAT loan menu, follow prompts, and get approved in minutes. If you prefer guidance, Fidelity’s virtual assistant Ivy can walk you through the process or help confirm eligibility before you apply.

If you are not yet a Fidelity customer but your employer uses supported payroll processors, open a Fidelity account and you can immediately qualify. Funds are credited to your Fidelity account instantly after approval, so you get the N100,000 without delay.

Repayment, fees and why choose this Fidelity loan

Repayment terms are clear: repay the principal plus a 4.5% flat fee within 30 days. If you need more time, a one-time 30-day extension is permitted for a 0.5% restructuring fee, keeping costs predictable. There are no hidden charges, and prepayment is accepted where applicable.

Choose the Fidelity FLOAT loan for its speed, transparency, and easy access via USSD *770*08#. For short-term needs in Nigeria, the Fidelity Loan On Account Turnover offers a reliable, low-cost way to bridge cashflow gaps and cover emergencies with minimal fuss.