Fidelity POT Loan N10,000 within 14 Days via Fidelity Bank USSD in Nigeria

Fidelity POT Loan at a glance

Fidelity POT Loan from Fidelity Bank gives quick access to N10,000 for emergency needs across Nigeria, repayable in 14 days. This short-term POT Loan is designed for PoS top-ups, ATM withdrawals and urgent bill payments, all via USSD or digital channels.

Customers in Nigeria can dial *770*08# to request the Fidelity POT Loan instantly. The loan is ideal when you need immediate Naira liquidity without paperwork, leveraging your existing Fidelity Bank account history.

Eligibility and how to apply

To qualify for the Fidelity POT Loan you must be a Fidelity Bank account holder with at least N500 in the account and no existing POT Loan outstanding. The process is simple and built for busy Nigerians who need fast cash for daily transactions.

Apply by dialing the USSD code *770*08# from any Nigerian phone number linked to your account, follow the prompts and accept the terms. Non-customers whose salary is processed via partners like Remita or Veripay can open an account and access the same USSD flow.

Limits, fees and repayment terms

The Fidelity POT Loan limit is up to N10,000 and the repayment period is 14 days, making it a true short-term solution for immediate needs. The bank may charge a small processing fee and interest; always confirm the exact cost during USSD application before accepting the loan.

Repayment happens automatically when you credit your Fidelity account, or the bank will debit the repayment on the due date. Using the POT Loan responsibly helps maintain your eligibility for future requests and keeps your credit experience positive with Fidelity Bank.

Benefits, tips and local perspective

Nigerians choose the Fidelity POT Loan for speed and convenience: no branching, quick disbursement, and seamless PoS/ATM use. The USSD channel works across both feature phones and smartphones, which suits customers across Lagos, Abuja, Port Harcourt and other cities.

Tip: only borrow what you need—use the N10,000 cap for genuine emergencies like transport, medical bills or PoS shortfalls. Dial *770*08# when you need fast Naira cash, read the fee breakdown on-screen, and keep records of your repayments to avoid surprises.