Stanbic IBTC Visa Platinum US Dollar Credit Card Premium Perks 55 Days Interest Free and Global Lounge Access for Nigerians
Maximise Stanbic IBTC Visa Platinum US Dollar Credit Card benefits with up to 55 days interest-free spending, Priority Pass lounge access and generous USD transaction limits for Nigerian travellers and professionals
Premium overview of the Stanbic IBTC Visa Platinum US Dollar Credit Card
The Stanbic IBTC Visa Platinum US Dollar Credit Card is built for Nigerians who travel, transact in dollars and want premium perks without fuss. Cardholders enjoy up to 55 days interest-free on purchases, strong chip-and-PIN security and Verified by Visa protection for online shopping, making it a top choice across Lagos, Abuja and other major cities.
With the Stanbic IBTC Visa Platinum US Dollar Credit Card you get a revolving line of credit denominated in USD, generous daily limits and worldwide ATM access, which gives professionals and frequent flyers the flexibility they need when overseas or paying for international subscriptions.
Key benefits, travel perks and purchase protection
This credit card includes Priority Pass lounge access (sold separately) for more comfortable travel, extended warranty and purchase protection, and exclusive hotel offers at select properties. The combination of travel comfort and transactional security positions the Stanbic IBTC Visa Platinum US Dollar Credit Card as a go-to for globe-trotting Nigerians.
Other benefits include free medical and legal referral services while abroad, 24/7 customer support and fraud monitoring. These extras mean you not only spend smart with 55 days interest-free, but you also travel with peace of mind and local-style convenience when dealing with the bank.
Fees, limits and practical costs
Costs are competitive: issuance fee is N1075, maintenance fee around $10.75 (VAT inclusive), and international ATM withdrawals cost $2.5 per transaction. Interest on outstanding balances is 2.5% per month and management fees of 1% plus VAT apply on issuance, renewal and limit increases, so it pays to plan repayments within the interest-free window.
Daily transaction limits support serious spenders: ATM withdrawals up to $1,000, web transactions up to $20,000 and POS transactions up to $50,000. These high USD limits on the Stanbic IBTC Visa Platinum US Dollar Credit Card make it ideal for business travel, tuition payments and large online purchases priced in dollars.
How to apply and who is eligible
Applying is straightforward for Nigerians with a banking history: one month with Stanbic IBTC or six months with another bank, valid ID, proof of employment and address, and salary domiciliation where required. The Stanbic IBTC Visa Platinum US Dollar Credit Card can also be issued as a cash-backed option if you prefer that security feature.
Submit the completed application and documents at any Stanbic IBTC branch or via the bank’s online portal for faster processing. Once approved you gain access to global ATM networks, online protections and the full suite of premium card benefits designed for local realities and international needs.
Why choose this card and next steps
The Stanbic IBTC Visa Platinum US Dollar Credit Card combines a long interest-free period, robust travel perks and high USD transaction limits to suit Nigeria’s frequent travellers, expatriates and professionals who pay in dollars. Its mix of convenience, security and value places it among the best USD credit options available locally.
Ready to upgrade your wallet and travel smarter? Visit a Stanbic IBTC branch or apply online today to secure the Stanbic IBTC Visa Platinum US Dollar Credit Card and start enjoying up to 55 days interest-free, Priority Pass lounge benefits and global transaction freedom.