Turn Everyday NZ$ into Airpoints Dollars with the Air New Zealand Airpoints Standard Visa
Maximise Airpoints from every NZ$ you spend with the Air New Zealand Airpoints Standard Visa, scoring lounge passes, Airpoints Advance and points that don’t expire while you’re the primary cardholder

Why Kiwis choose the Air New Zealand Airpoints Standard Visa
The Air New Zealand Airpoints Standard Visa turns everyday NZ$ spending into Airpoints Dollars, ideal for people in Auckland, Wellington or anywhere in Aotearoa who want to travel more. With a reliable earn rate on regular purchases and bonus earnings on Air New Zealand spends, it’s a practical card for Kiwi lifestyles.
As the primary cardholder your Airpoints Dollars don’t expire, so you can save steadily for a long-haul flight or short domestic hop. That long-term flexibility makes this card especially useful for families and frequent travellers who prefer to plan trips rather than chase sign-up bonuses.
How to earn and use Airpoints Dollars effectively
You earn Airpoints Dollars every time you use the card: standard earning on everyday spend and a better rate when booking directly with Air New Zealand. Use the card for groceries, fuel, utilities and bills to rack up points without changing your routine, and watch the balance grow.
Airpoints Dollars cover flights, upgrades and purchases in the Airpoints Store, so you can redeem for domestic hops between Christchurch and Queenstown or international trips. Combining everyday spending with targeted Air New Zealand bookings accelerates your earnings for more valuable rewards.
Perks, fees and smart ways to avoid interest
The card offers extras like lounge passes once you meet annual spend thresholds and Airpoints Advance to bridge a small gap when you’re close to a reward. Those perks add real travel comfort for Kiwis who fly regularly for work or holidays.
There is an annual fee and a standard purchase interest rate, so to keep the card cost-effective you should pay the balance in full each month. Use balance transfer offers cautiously and avoid cash advances, which usually carry higher charges.
Practical tips and who should apply
This Visa suits New Zealanders who can pay monthly and want to convert everyday spend into travel. If you’re earning Airpoints Dollars through regular bills and groceries, you’ll see steady progress toward flights or upgrades without extra spending.
Before applying, check your credit history, compare competitor reward cards, and estimate annual spend to confirm the lounge passes or Airpoints Advance are achievable. If your goal is straightforward: collect Airpoints on daily spending and enjoy travel perks, this card is a strong, locally tuned option.