Uncapped True Rewards for NZ Small Businesses with ASB Visa Business Rewards Credit Card
ASB Visa Business Rewards delivers uncapped True Rewards for NZ SMEs, with up to 50 days interest-free and seamless Xero plus mobile wallet integration
Why ASB Visa Business Rewards works for NZ SMEs
The ASB Visa Business Rewards Credit Card is built for Kiwi small businesses that want rewards without limits. With uncapped True Rewards earning and the ability to earn 1 True Rewards dollar per $100 spent, this business credit card NZ option scales with your company’s spend, making it ideal for owners who put significant outlays on cards.
Beyond points, the card gives up to 50 days interest-free on purchases, which helps manage cashflow between invoices. For NZ SMEs using Xero, the card’s feeds and downloadable transactions simplify bookkeeping and keep accounts tidy.
True Rewards program and practical redemptions
True Rewards is flexible and familiar to New Zealand businesses, letting you redeem for flights, accommodation, car hire via House of Travel, or a wide range of gift cards and merchandise. Because earnings are uncapped, frequent flyers and businesses with regular travel or supplier purchases get meaningful value back.
The True Rewards card doubles points at bonus partners, and you can use points at EFTPOS partner stores for faster value. This makes the ASB Visa Business Rewards Credit Card a genuine tool for stretching your business dollar across everyday ops and travel.
Features, fees and digital convenience
The card integrates with Apple Pay, Google Pay, Fitbit Pay and Garmin Pay, and supports up to four additional cardholders under one account. Real-time alerts, individual card limits and monthly statements per cardholder give business owners control over spend and fraud protection.
Fees are competitive for the benefits: an annual fee, additional cardholder fees, and standard interest rates apply after interest-free periods. The usual 0% p.a. balance transfer for six months can help consolidate costs, while ongoing purchase rates should be checked before applying.
How to apply and why it might be right for your business
Applying is straightforward for Kiwis: you’ll need to be over 18, a resident or citizen, and have reasonable credit. ASB’s online process asks for basic business and personal details, and you can link cards to Xero to get transactions flowing straight into your ledger.
If your SME wants uncapped True Rewards, up to 50 days interest-free, and easy expense management with Xero and mobile wallets, the ASB Visa Business Rewards Credit Card is worth comparing. Consider your typical monthly spend, how much travel you do, and whether multiple cardholders and real-time controls will improve cashflow and control.