ANZ Airpoints Visa Credit Card NZ, Earn Airpoints Dollars on Everyday Spend for Just $65 a Year
Turn everyday spend into Airpoints Dollars with the ANZ Airpoints Visa Credit Card NZ, enjoy fuss-free Air New Zealand redemptions and a low $65 annual fee
Overview of the ANZ Airpoints Visa Credit Card
The ANZ Airpoints Visa Credit Card is a practical choice for Kiwis who want to turn everyday spending into Airpoints Dollars. With a modest $65 p.a. annual fee and straightforward earning rules, this card makes travel rewards accessible without the fuss of premium card costs.
This ANZ Airpoints Visa Credit Card offers Visa Zero Liability and ANZ fraud monitoring, plus digital wallet support like Apple Pay and Google Pay. For frequent flyers with Air New Zealand or anyone saving for a getaway, the card’s simple structure and local support make it an attractive pick.
Rewards and redemption made easy
You earn 1 Airpoints Dollar for every $120 spent on eligible purchases, with no cap on earnings and no expiry while your account is current. That steady earn rate means everyday grocery, fuel and bill payments actually chip away at your next flight or upgrade.
Redeeming Airpoints Dollars is user-friendly through Air New Zealand and the Airpoints Store, and you can advance up to 50 Airpoints Dollars if you’re a few points short. The ANZ Airpoints Visa Credit Card suits travellers who prefer simple, direct redemptions and reliable value from everyday spend.
Fees, rates and small print
The card carries a purchase rate of 19.95% p.a. and the same rate for cash advances, with up to 44 days interest-free on purchases when you pay your statement in full. There’s also a 2.5% foreign transaction fee, so factor that in if you regularly spend overseas or shop on international sites.
The annual fee is $65 p.a., charged as two $32.50 instalments, and late payment fees apply. While the ANZ Airpoints Visa Credit Card keeps fees low, carrying a balance reduces value quickly due to the interest rate, so it’s best for those who pay on time.
How to apply and manage your card
Applying for the ANZ Airpoints Visa Credit Card is straightforward: be over 18, a NZ citizen or permanent resident, and have basic ID and income details ready. You can apply online via ANZ’s site or visit a branch if you prefer face-to-face help from local staff.
Manage your account easily with ANZ Internet Banking and the ANZ goMoney app for balance checks, payments and tracking Airpoints Dollars. Customer support is local and responsive, so if you need help with redemptions or fraud concerns, you’ll get Kiwi-based assistance.