Kiwibank Air New Zealand Airpoints Standard Visa turns everyday spend into Airpoints for Kiwi travellers
Maximise Airpoints with the Kiwibank Air New Zealand Airpoints Standard Visa, earn on everyday Kiwi spending, keep points that never expire and enjoy lounge eVouchers plus Airpoints Dollar Advance
Why Kiwi travellers choose this card
The Kiwibank Air New Zealand Airpoints Standard Visa is built for everyday life in Aotearoa. It turns groceries, petrol and bills into Airpoints Dollars so Kiwis can book flights sooner without chasing complicated reward tiers.
With clear earning rates and no expiry on points while the account is active, it’s straightforward for families and frequent flyers alike. The card suits anyone who wants a practical travel rewards card that fits a Kiwi budget and lifestyle.
How you earn and keep Airpoints
This Visa awards 1 Airpoints Dollar for every $120 spent on eligible purchases, and 1 Airpoints Dollar per $100 spent with Air New Zealand products. Everyday spending — supermarket runs, fuel and online shopping — becomes a steady way to grow your Airpoints balance.
Airpoints don’t expire while your card remains active, which is a major advantage for locals saving up for a holiday. The Airpoints Dollar Advance gives up to 100 Airpoints Dollars up front so you can lock in flights or upgrades when you need them.
Perks, lounge eVouchers and travel flexibility
Hit $30,000 of annual spend and you’ll receive two complimentary Air New Zealand lounge eVouchers, making departures more relaxed. The card also offers up to 44 days interest-free on purchases, helping with cashflow between pay cycles.
Other travel-friendly features include a 1.99% p.a. balance transfer offer for six months and an Airpoints Dollar Advance facility to bridge the gap when seats or upgrades are available. These perks are practical for Kiwis planning domestic hops or international trips from AKL.
Fees, tips and how to apply
The annual fee sits at $65, a reasonable cost for the benefits if you use the card regularly to earn Airpoints. Be mindful of standard purchase and cash advance interest rates and keep repayments timely to protect your points and credit rating.
Applying is simple via Kiwibank’s online form; ensure you have ID and income details handy. To get the most value, use the card for regular household spend, track Airpoints progress and consider the advance only when it helps secure a booking or upgrade.