Amex Gold Rewards Card, Canada’s Best Travel Rewards Credit Card for 2024
Amex Gold delivers big travel value in Canada, earning 2x Membership Rewards on travel, groceries and gas, with lounge access and a $100 annual travel credit
Why the Amex Gold Rewards Card stands out in Canada
The Amex Gold Rewards Card is one of the top travel rewards credit cards in Canada for 2024, designed for people who want to turn everyday spending into meaningful travel. With a competitive earn rate on groceries, gas and travel, this credit card helps Canadians rack up Membership Rewards points faster than many alternatives.
Beyond points, the card’s metal feel and premium presentation signal value, while perks like a $100 annual travel credit and exclusive experiences make the Gold Rewards Card attractive for frequent travellers and everyday spenders alike. If you live in Toronto, Vancouver or anywhere across Canada, the card’s benefits are tailored to Canadian spending habits and travel patterns.
Earning and redeeming Membership Rewards points
Cardholders earn 2x Membership Rewards points on eligible travel, groceries, gas and drugstore purchases in Canada, and 1x point on other purchases — a strong value proposition for families and commuters. Points add up quickly when you use the Amex Gold Rewards Card for regular monthly bills, grocery runs and weekend trips.
Redemption flexibility is a major plus: use points for travel bookings, statement credits, or transfer 1:1 to frequent flyer and hotel partners. For straightforward travel redemptions, 1,000 points generally equals about $10 in travel value, making it easy to calculate the return on spend and plan redemptions from your Canadian perspective.
Travel perks, insurance and lounge access
The Amex Gold Rewards Card includes a $100 annual travel credit when you book through American Express Travel Online, which helps offset part of the $250 annual fee. You also get lounge access perks, including Plaza Premium Lounge passes on select bookings and access to curated airport experiences, adding comfort to domestic and international travel from Canadian airports.
Insurance coverage rounds out the value: emergency medical coverage up to $5,000,000 for eligible travellers under 65, trip cancellation and interruption protection, flight delay and baggage delay insurance. These protections are especially useful for Canadians booking summer getaways or winter escapes to the U.S. and overseas.
Is the Amex Gold Rewards Card right for you?
With a $250 annual fee, the Gold Rewards Card makes sense if you spend enough on groceries, gas and travel to offset the cost — and if you value Membership Rewards flexibility. Keep in mind American Express acceptance in Canada is generally good but not universal, so pairing this card with a widely accepted Visa or Mastercard can be a smart move for daily convenience.
For Canadians weighing options, consider the Amex Cobalt for food and streaming-heavy spenders or the Scotiabank Passport Visa Infinite for broader merchant acceptance and travel perks without foreign transaction fees. If you prioritise travel value and premium perks, the Amex Gold Rewards Card remains a top contender in 2024 — compare rates, calculate your points potential, and apply if the math works in your favour.