Virgin Australia Velocity Flyer Card, score 60,000 bonus Velocity Points with a low annual fee and top travel perks
Virgin Australia Velocity Flyer Card packs 60,000 Velocity Points, a $129 annual Virgin voucher and a low first‑year fee to fast‑track your next Aussie getaway
Why the Virgin Australia Velocity Flyer Card is a top pick in Australia
The Virgin Australia Velocity Flyer Card delivers a strong mix of travel perks and everyday value for Aussies who want to earn Velocity Points fast. With a headline offer of 60,000 bonus Velocity Points after meeting the $1,500 monthly spend for the first two months, it’s built for travellers who can hit the targets early and reap rewards on flights to Sydney, Melbourne or the regions.
Beyond the bonus, the card pays up to 0.66 Velocity Points per $1 on eligible spend and an extra 1 point per $1 when you buy with Virgin Australia, so regular spending stacks into meaningful rewards. The $129 annual Virgin travel voucher further offsets the annual fee, making this an attractive Velocity Flyer Card option for cost-conscious frequent flyers.
How the points and perks stack up
Earn mechanics are straightforward and work well for routine Aussie spending: 0.66 Velocity Points per $1 for the first $1,500 each statement period, then 0.5 points per $1 afterwards, plus the bonus Velocity Points promotion. The combination gets you into short-haul reward seats quicker, especially when you take advantage of the extra point on direct Virgin Australia bookings.
Cardholders also get purchase protection and extended warranty insurance, Apple Pay and Google Pay compatibility, and a 0% p.a. balance transfer offer for 12 months with no balance transfer fee. Those features make it more than a points card — it’s a practical travel tool for everyday life in Australia.
Costs, limits and what to watch for
There’s a low first-year annual fee of $74, rising to $149 after that, and a foreign transaction fee of 3.3% on overseas spend — important if you travel internationally or book overseas hotels. The purchase interest rate and cash advance rates are higher, so the Velocity Flyer Card is best used by those who pay the balance in full each month to protect the Velocity Points value.
Minimum eligibility usually requires a steady income and residency in Australia, and the card often needs a credit score that meets the issuer’s criteria. Make sure you can meet the $1,500 monthly threshold in the first two months to secure the full 60,000 bonus Velocity Points.
How to maximise value and apply with confidence
To get the most from the Virgin Australia Velocity Flyer Card, channel recurring bills, groceries and fuel onto the card to hit monthly thresholds, use the $129 Virgin voucher annually for a domestic fare or add-on, and prioritise direct Virgin bookings for the extra points per dollar. Balance transfers can be a savvy short-term debt management move if you have a plan to clear the balance within 12 months.
Applying is simple online and usually quick if you have ID and proof of income ready. If you’re a regular flyer in Australia aiming for reward seats, this Velocity Flyer Card offer can fast-track your next Aussie getaway while keeping fees reasonable and perks practical for everyday travel.