Bankwest Breeze Classic Mastercard low-cost credit card with 12 months 0% interest and 2% balance transfer for Aussie savers
Bankwest Breeze Classic Mastercard gives Aussie savers 12 months 0% interest on purchases and balance transfers with a 2% transfer fee, a no-nonsense low-cost credit card to consolidate debt and cut ongoing costs
Why the Bankwest Breeze Classic Mastercard stands out for Aussie savers
The Bankwest Breeze Classic Mastercard is a no-nonsense, low-cost credit card aimed squarely at Aussies who want to cut fees and manage debt. With clear terms and a straightforward rewards-free design, it’s built to keep ongoing costs down for households and solo savers alike.
For anyone juggling multiple cards, this credit card makes sense as a consolidation tool. The combination of a 12-month 0% interest period and a competitive ongoing rate helps families and young professionals plan repayments without surprises.
0% interest offer and the 2% balance transfer fee explained
Both purchases and balance transfers attract 0% interest for 12 months, giving you a full year to pay down debt or spread the cost of big buys without interest stacking up. That 12-month 0% interest is the headline feature for many Australians shopping for value.
There’s a 2% balance transfer fee when you move existing debt to the card, so a $5,000 transfer carries a $100 fee. Even with that fee, the low-cost credit card deal can still save you money compared with standard card rates if you clear the balance within the interest-free window.
Who should consider the Bankwest Breeze Classic Mastercard
This card suits Aussies who are focused on principal repayment rather than perks – think clearing credit card debt, consolidating high-interest balances, or funding a planned purchase interest-free. If you’re disciplined enough to pay down debt over 12 months, the savings can be significant.
It’s also a sensible choice for people looking for a simple, low-fee option instead of premium cards with annual fees and complex benefits. For many, the trade-off of fewer extras but much lower costs is exactly the right call in the Australian market.
How to apply, use the offer wisely and save more
Applying is straightforward online: have your ID, payslips and proof of address ready and check the eligibility criteria before you start. Bankwest assesses income and credit history, so ensure your application reflects your current financial situation to speed approval.
To get the most from the Bankwest Breeze Classic Mastercard, set a realistic monthly repayment plan to finish within the 12-month 0% interest period and avoid carrying a balance afterwards. Compare the 2% balance transfer fee with potential interest savings and shop around among other low-cost credit card offers before committing.