Maximise 100,000 Velocity Points with the Citi Premier Card in Australia, plus Priority Pass and Travel Perks
Citi Premier Card tips to turn 100,000 Velocity Points into flights, Priority Pass lounge access and travel perks for Aussie travellers
Earn and redeem 100,000 Velocity Points
The Citi Premier Card offers a generous signup bonus of 100,000 bonus Velocity Points when you meet the initial spend requirement, making it one of the most compelling offers for Aussie travellers. Use those Velocity Points for flights with Virgin Australia, upgrades or partner redemptions to stretch value further across domestic and international routes.
Beyond the bonus, the Citi Premier Card earns Citi reward Points on eligible spend that convert to Velocity Points, so regular overseas and online purchases accelerate your balance. Smart redemptions — like off-peak flights or short-haul upgrades — can turn Velocity Points into substantial travel savings for Australian itineraries.
Travel perks and Priority Pass lounge access
This card includes Priority Pass membership and complimentary lounge visits that lift your airport experience, ideal for frequent flyers based in Sydney, Melbourne or Perth. Complimentary international and domestic travel insurance also comes with eligible bookings, giving Aussies peace of mind when heading overseas or interstate.
Other practical perks include smartphone insurance and concierge services for booking experiences around Aussie cities or securing event tickets. These extras add value beyond points, especially if you travel regularly or like a little luxury before take-off.
Costs, rates and eligibility in Australia
The Citi Premier Card carries an annual fee (usually around $300) and a variable purchase rate; factor the fee into your yearly spend to see if the Velocity Points offset costs. Meeting the spend threshold to reduce the fee is achievable for many families or small business owners who put large regular expenses on the card.
To be eligible in Australia you generally need to be an Australian resident with a steady income and a good credit history. Always check the latest product disclosure statement for up-to-date interest rates, foreign transaction fees and annual fee waivers before applying.
How to maximise value and final thoughts
To get the most from the Citi Premier Card, concentrate spend on categories that earn higher Citi reward Points and move points to Velocity during promotional bonuses. Use Citi PayAll strategically for rent or bills when it’s worth the fee, and consolidate travel bookings on the card to activate complimentary insurance cover.
Overall, the Citi Premier Card is a strong contender for Australians who can meet the spend and use the travel benefits regularly. If you want lounge access, solid conversion to Velocity Points and meaningful travel protection, this card can pay off — just align your spending to cover the annual fee and reap the rewards.