Citi Premier Credit Card review for Aussie travellers, 200,000 bonus points and Priority Pass lounge access
Citi Premier Credit Card Australia, snag 200,000 bonus points, two complimentary Priority Pass lounge visits and smart ways to keep the annual fee low
Overview for Aussie travellers
The Citi Premier Credit Card is shaping up to be a top pick for travellers in Australia who want serious rewards without fuss. With an introductory opportunity to snag 200,000 bonus points and two complimentary Priority Pass lounge visits, it’s aimed at people who value travel comfort and flexible redemptions.
Cardholders get access to travel insurance, concierge service and a rewards program that transfers to frequent flyer partners like Velocity, plus retail redemptions at familiar Aussie brands. For regular flyers and big spenders, the Citi Premier Credit Card can deliver meaningful value.
Rewards, partners and redemptions
The headline 200,000 bonus points go a long way when you move them to velocity points, KrisFlyer or Emirates Skywards, or redeem for gift cards from THE ICONIC, JB Hi-Fi, Coles and Woolworths. Points earn rates vary by category, so putting everyday spend on the card accelerates your earning.
Redemption flexibility is one of the Citi Premier Credit Card’s strongest suits: transfer partners, direct gift cards and statement credits give options for Aussies who want to use points for flights, shopping or bills. Keep an eye on bonus promotions to boost your points-per-dollar even further.
Fees, foreign transactions and how to keep costs low
The fee structure is straightforward but important to understand: an initial annual fee of AUD 150 applies, and it can stay at AUD 150 if you meet the annual spend threshold of AUD 48,000. Miss that target and the standard annual fee rises to AUD 300, so plan your spend strategy accordingly.
Bearing in mind a 3.4% foreign transaction fee, frequent international spenders should weigh that cost against Priority Pass access and travel insurance. If you travel often enough to use the two complimentary lounge visits and rely on transfers to Velocity, the benefits can offset fees for many Aussies.
Who should apply and tips to maximise value
The Citi Premier Credit Card is best for Australian travellers who can consolidate a lot of spend on one card and want transfer flexibility to airline partners. If you can meet the AUD 48,000 annual spend or regularly use the lounge access, the card becomes very compelling for frequent flyers and families who travel a few times a year.
To maximise returns, charge household bills and big-ticket purchases to the card, time sign-up to capitalise on the 200,000 bonus points, and move points to a frequent flyer partner when award availability is good. Treat the complimentary Priority Pass visits as a premium perk — they add real comfort on long trips.